Explore the differences! FHA VS Conventional loan programs in Buxton, York County, Maine

In 2026, the limit for Conventional loans in Buxton, situated in York County, ME, reaches $726,200, whereas the FHA limit is set at $506,000 for single-family homes.

The Lendersa® Conventional loan calculator is an effective tool for comparing the best rates available today for Conventional, FHA, and USDA loans. Analyze what's needed in terms of income, credit level, reserves, and documentation for qualification. Our cutting-edge mortgage calculator provides a comprehensive side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, assisting you in determining the most suitable program in ME aligned with your specific financial situation.

Explore a broad range of loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Buxton, York County, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

Applicable for the zip codes listed here: 04093

Discover Conventional and FHA Loan Opportunities in Buxton, ME

The main goal at Lendersa® is to ensure you obtain the optimal Conventional, USDA, or FHA loan swiftly and without undue hassle. Choose one of the three available options below to connect with lenders and find suitable loan programs that match your needs.

Review USDA loan requests and match results with Lendersa


Buxton Lenders

  • Gorham Savings Bank
  • 64 Main St, Gorham, ME, 04038
  • Lends in Maine
  • We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.

  • Casco Federal Credit Union
  • 375 Main St, Gorham, ME, 04038
  • Lends in Maine
  • Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve.
    From opening your first Checking Account, to financing your first home.

  • Saco Valley Credit Union
  • 312 Main Street, Saco, ME, 04072
  • Lends in Maine
  • Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.

  • Saco & Biddeford Savings Inst
  • 50 Industrial Park Rd, Saco, ME, 04072
  • Lends in Maine
  • Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations

  • Harbor View Lending
  • 439 Main St, Suite 101, Saco, ME, 04072
  • Lends in Maine
  • Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.

  • JDS Mortgages of Maine LLC
  • 18 Pepperell Square, Saco, ME, 04072
  • Lends in Maine
  • J.D. Stewart Financial is your local, one-stop, financial planning service agency. Finances can be complex. We believe the proficiency an individual needs is best provided by an independent agent --someone with the integrity and professionalism to take the time to learn about your specific needs

  • PeoplesChoice Credit Union
  • 23 Industrial Park Rd, Saco, ME, 04072
  • Lends in Maine
  • Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members

  • Maine Mortgage Solutions LLC
  • 114 Holmes Rd, Scarborough, ME, 04074
  • Lends in Maine
  • Maine Mortgage Solutions LLC is your source for finding the right home financing option that suits your needs and budget. Whether you're a first-time homebuyer, bought and sold a hundred homes, or looking to invest we can help you.

    Mark Violette is the owner of Maine Mortgage Solutions LLC

  • Blue Stripe Mortgage
  • 15 Tenney Lane, Scarborough, ME, 04074
  • Lends in Maine
  • Blue Stripe Mortgage is a family business that is locally owned and operated in Scarborough, Maine. We have been helping clients throughout the entire state of Maine with their mortgage needs since 2005. Whether you are purchasing a new home, or refinancing your current home, we will guide you through every step of the mortgage process with ease.