Explore the differences! FHA VS Conventional loan programs in Lincoln, Penobscot County, Maine
In 2025, the limit for conventional loans in Lincoln, within the bounds of Penobscot county, ME, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. This tool helps to determine the necessary income, credit, reserves, and documents needed for qualification. With the advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the ideal program in ME to suit your financial requirements.
2025 Loan Limits and Down Payment Requirements in Lincoln, County of Penobscot, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 4457
Options for Conventional and FHA Loans in Lincoln, ME
The mission of Lendersa® is to promptly secure the best Conventional, USDA, or FHA loan for you, ensuring a smooth and hassle-free process. Choose one of three starting points to connect with matching lenders and loan programs tailored to your needs.
At Hansen Loans Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes. We take pride in treating our clients with honesty and integrity.
First Cal began providing loans to new home buyers in 1977, helping to fund explosive economic growth. In time we launched Headlands Mortgage Company to bring innovative loan programs to mortgage brokers. We expanded the operation across the country and, at one point, made loans in 42 states.
Los Angeles Federal Credit Union (LAFCU), was founded in 1936 by Los Angeles City employees to provide a source for affordable financial services to their fellow workers. Today our 49, 000 members include Los Angeles City employees, retirees and volunteers, "Select Employee Group" employees,
Jacob and Jacob Realty & Finance launched in July 2015 in Glendale, California providing mortgage and real estate services with excellent customer service. We are a committed team of both real estate agents and loan officers with a combined experience of 30 years in our industry.
220 South. Kenwood Street, Suite 305, Glendale, CA, 91205
Glencore Lending we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates.
"Ester Perez and Joseph Perez – (husband and wife) founded Better Loans & Realty in 2005 with a vision of helping individuals build wealth through hard money. With the hope that the more one can accumulate the more one can give.
We are a hard money mortage brokerage which acts as a conduit to large REIT, pension and hedge funds. We focus on h
We, on the other hand, work for you, are approved on a wholesale level with a multitude lenders and have the marketing knowledge that can direct us to that wholesale conduit offering Conventional, FHA, VA, expanded conforming, jumbo or super jumbo financing at the best prevailing rates, but it doesn’t stop there.
7659 Garden Grove Boulevard, Garden Grove, CA, 92841
OMC Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs as possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
