FHA VS Conventional loan programs in 2025 for Milford, Penobscot County, Maine

In 2025, the Conventional loan limit in Milford, located in Penobscot county, ME, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to find the best program for you in ME.

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2025 Loan Limits and Down Payment Requirements in Milford, Penobscot, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data in this table pertains to the following zip codes: 4461

Available Conventional and FHA Loan Options in Milford, ME

The goal of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you swiftly and easily. Start with one of three options designed to connect you with aligned lenders and loan programs.

Results for Lendersa USDA loan requests


  • Coast2Coast Mortgage - Hard Money Division
  • 11481 Old St Augustine Rd, Suite 104, Jacksonville, FL, 32258
  • Coast2Coast Mortgage – Hard Money Division is committed to the best Hard money solutions for all of our clients individual needs. Whether you have perfect credit or less than perfect credit, we can help you reach your financing goals. Our Hard Money programs are asset based, and we lend on a variety of residential and commercial properties.
  • FHA Mortgage Source
  • 11481 Old St. Augustine Rd, Suite #104, Jacksonville, FL, 32258
  • "FHA Mortgage Source is committed to providing our customers with the most accurate and latest FHA information available online today. Our partners have an in-depth understanding of Government home loans and take time to evaluate your personal situation to find you the best options. "
  • Keystone Home Finance, LLC
  • 110 2nd St S, Waite Park, MN, 56387
  • At Keystone Home Finance, LLC OUR TEAM'S MISSION IS TO PROVIDE YOU WITH THE HIGHEST QUALITY FINANCING OPTIONS THROUGHOUT THE LOCAL AREA. WE HAVE OVER 15 YEARS OF EXPERIENCE, AND WE'LL HELP YOU GO FROM APPLICATION TO THE CLOSING TABLE! SERVING THE ENTIRE STATE OF MINNESOTA. Audrey Heinen-Nierenhausen and her team have over 17 years of experience
  • Stearns Bank Holdingford National Association
  • 4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
  • Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.
  • Great River Federal Credit Union
  • 1532 West St. Germain Street, Saint Cloud, MN, 56301
  • Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.
  • Liberty Bank Minnesota
  • 2842 2nd Street S, Saint Cloud, MN, 56301
  • Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.
  • St. Cloud Mortgage
  • 606 25th Ave South, Suite 101, Saint Cloud, MN, 56301
  • "St. Cloud Mortgage, Inc. can give you an affordable mortgage with outstanding customer service during the entire process. Same-Day Pre-Approvals Refinance Options Credit Assistance Mortgage Brokerage Variety of Home Loan Programs. With all of our home loan programs at St. Cloud Mortgage, Inc."
  • Granite City Mortgage of Saint Cloud Inc
  • 600 25th Ave S, Suite 208, Saint Cloud, MN, 56301
  • Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.
  • Home South Mortgage. Company
  • 1104 W Ft Williams St, Sylacauga, AL, 35150
  • We pride ourselves on making Alabama mortgages easy. Whether you're a first-time homebuyer or looking to save on your current mortgage, we can help. There’s a reason why we have a 99.9% customer retention rate. When you get your mortgage with us, we get you the lowest rates and we let you know when you can refinance and save.