FHA VS Conventional loan in Millinocket, Penobscot County, Maine

As of 2025, in Millinocket, within Penobscot, ME, the cap for a Conventional loan is set at $726,200, whereas the FHA limit is $472,030 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to juxtapose current rates for Conventional, FHA, and USDA loans. It assists in assessing the necessary income, credit, reserves, and paperwork to qualify. Our enhanced mortgage calculator reveals side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the most suitable option for your financial needs in ME.

Explore loan opportunities from a pool of 100 lenders

2025 Loan Climits & Down Payment Requirements in Millinocket, Penobscot, ME

Loan Type Loan Ceiling Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to zip codes: 4462

Available Loan Choices: Conventional and FHA in Millinocket, ME

The mission of Lendersa® is to connect you with the best Conventional, USDA, or FHA loans swiftly and effortlessly. Choose among three starting options that align with lenders and loan programs.

Lendersa USDA loan request and matching results


  • PrimePoint Mortgage LLC
  • 30 East Johnston Street, Suite B, Forsyth, GA, 31029
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • HBS Mortgage, LLC
  • 8228 River Pointe Overlook, Winston, GA, 30187
  • For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.
  • Bank of Frankewing
  • PO Box 1, Frankewing, TN, 38459
  • Bank of Frankewing, a 100-year-old financial services institution, serves southern, middle Tennessee and northern Alabama with personalized, friendly banking opportunities. Bank of Frankewing is an independent institution focusing on the needs of our communities by offering a comprehensive range of personal and business banking services
  • Minnesota VA Mortgage Team
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way. You may know that the VA loan program is one of the greatest benefits of military service
  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
  • CGR Credit Union
  • 2040 Ingleside Ave, Macon, GA, 31204
  • CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families. On the surface we may look like any other full-service community credit union
  • Midtowne Mortgage LLC
  • 2614 Riverside Drive, Macon, GA, 31204
  • Our staff of mortgage service professionals make themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation. Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve.
  • The First Bank and Trust Company of Murphysboro
  • 1403 Walnut Street, Murphysboro, IL, 62966
  • The First National Bank of Murphysboro opened its doors for business on the 13th day of May, 1889. The Jackson County Bank, a private institution owned by Medar Lucier and Joseph VanCloostere, was purchased. The First National Bank then occupied their quarters on the south side of the square until 1891,
  • GCS Credit Union
  • 3970 Maryville Road, Granite City, IL, 62040
  • Founded in 1941 as a source of loans and basic savings products, GCS Credit Union has always focused on the member. Through the years, that philosophy has served us well, helping us grow from a single office in Granite City to a full-service financial institution serving the following Illinois counties: Sangamon, Logan,