FHA VS Conventional loan programs in 2025 for Millinocket, Penobscot County, Maine
As of 2025, in Millinocket, within Penobscot, ME, the cap for a Conventional loan is set at $726,200, whereas the FHA limit is $472,030 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to juxtapose current rates for Conventional, FHA, and USDA loans. It assists in assessing the necessary income, credit, reserves, and paperwork to qualify. Our enhanced mortgage calculator reveals side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the most suitable option for your financial needs in ME.
2025 Loan Climits & Down Payment Requirements in Millinocket, Penobscot, ME
Loan Type
Loan Ceiling
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to zip codes: 4462
Available Loan Choices: Conventional and FHA in Millinocket, ME
The mission of Lendersa® is to connect you with the best Conventional, USDA, or FHA loans swiftly and effortlessly. Choose among three starting options that align with lenders and loan programs.
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