FHA VS Conventional loan programs in 2025 for New-Gloucester, Cumberland County, Maine
In 2025, the conventional loan limit in New-Gloucester, part of Cumberland county in ME, is set at $647,200, whereas the FHA limit for a single-family home is $463,450.
Utilize Lendersa®'s Conventional loan calculator to assess the best current rates for Conventional, FHA, and USDA loans. This tool will help determine the necessary income, credit level, reserves, and documents to qualify for each. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA to assist in choosing the right program in ME for your specific financial needs.
Loan Limits and Down Payment Requirements for 2025 in New-Gloucester, County of Cumberland, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,900
0%
FHA
$463,450
3.5%
This comparison table applies to these zip codes: 4260
Investigate Conventional and FHA Loan Options in New-Gloucester, ME
At Lendersa®, the aim is to quickly secure the best Conventional, USDA, or FHA loan for you, simplifying the process. Choose one of three starting points to find corresponding lenders and loan programs best suited to you.
Founded in 1934, our eight charter members were production line workers at the East Moline Works Plant. Open only three times a day during shift change, employees at the original office in the middle of the plant had to manage over the noise of the steel-wheeled trailers moving over the creosote floors.
"Ruhl Mortgage is a full-service mortgage banker with experienced staff, offering expertise in every area of mortgage lending - from purchase and refinance to even construction lending.
Ruhl Mortgage offers purchase and refinance loans, including FHA, VA, Rural Development loans, second home loans,"
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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