FHA VS Conventional loan programs in New-Gloucester, Cumberland County, Maine

In 2025, the conventional loan limit in New-Gloucester, part of Cumberland county in ME, is set at $647,200, whereas the FHA limit for a single-family home is $463,450.

Utilize Lendersa®'s Conventional loan calculator to assess the best current rates for Conventional, FHA, and USDA loans. This tool will help determine the necessary income, credit level, reserves, and documents to qualify for each. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA to assist in choosing the right program in ME for your specific financial needs.

Explore loan offers from 100 different lenders

Loan Limits and Down Payment Requirements for 2025 in New-Gloucester, County of Cumberland, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $463,450 3.5%

This comparison table applies to these zip codes: 4260

Investigate Conventional and FHA Loan Options in New-Gloucester, ME

At Lendersa®, the aim is to quickly secure the best Conventional, USDA, or FHA loan for you, simplifying the process. Choose one of three starting points to find corresponding lenders and loan programs best suited to you.

Outcomes from Lendersa USDA loan requests


  • Five Fifty Financial
  • 2549 Eastbluff Drive, Suite 208, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ameriflex Mortgage
  • 4570 Campus Drive, Suite 8, Newport Beach, CA, 92660
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Pacific Coast Lending
  • 4570 Campus Drive, Suite 5, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • K Pacific Group
  • 1300 Quail Street, Suite 275, Newport Beach, CA, 92660
  • Established in Newport Beach, our presence is expanding throughout California. Our goal is to provide each client with personalized, honest and ethical service through numerous quality control systems. By utilizing proven strategies that take into account the borrower's current and future financial goals,
  • Utah Funding
  • 20101 South West Birch Street, Suite 150H, Newport Beach, CA, 92660
  • Utah Funding opened its doors in May 2004. We tailor every loan to fit each clients needs individually. Sifting through many lenders, we are able to search through 100's of loan programs, to provide the best programs and rates available. We understand the big commitment you are making in buying a home
  • Pacific Shoreline Funding
  • 1300 Bristol Street, Suite 100, Newport Beach, CA, 92660
  • Pacific Shoreline Funding, where we specialize in residential mortgages. At Pacific Shoreline Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Master Key Capital
  • 5 Upper Newport Plaza, Building 5, Suite 205, Newport Beach, CA, 92660
  • Master Key Capital we offer great rates with our FHA, VA, USDA, JUMBO, Interest Only and Conventional loans. We also specialize in true Stated income loans and Bank Statement loans with loans amount from $150,000.00-$5,000,000.00 plus. We help borrowers find financing from Excellent credit to Poor Credit.
  • Thayer Financial Corporation
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • Residential First Mortgage began business in 1994. From the beginning, it has been our vision to build a business from repeat clients and client referrals, ultimately creating “clients for life”. Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction.
  • Choice Financial Group
  • 5000 Birch Street, Suite 3000, Newport Beach, CA, 92660
  • Choice Financial Group, is a mortgage broker and a subsidiary of California Financial Realty Inc. a privately owned company. Under the same leadership, we have been providing superior service to our clients since 1985. We also provide full Real Estate service.. We can represent buyers and sellers for any Real Estate transaction.