FHA VS Conventional loan in New-Gloucester, Cumberland County, Maine

In 2025, the conventional loan limit in New-Gloucester, part of Cumberland county in ME, is set at $647,200, whereas the FHA limit for a single-family home is $463,450.

Utilize Lendersa®'s Conventional loan calculator to assess the best current rates for Conventional, FHA, and USDA loans. This tool will help determine the necessary income, credit level, reserves, and documents to qualify for each. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA to assist in choosing the right program in ME for your specific financial needs.

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Loan Limits and Down Payment Requirements for 2025 in New-Gloucester, County of Cumberland, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $463,450 3.5%

This comparison table applies to these zip codes: 4260

Investigate Conventional and FHA Loan Options in New-Gloucester, ME

At Lendersa®, the aim is to quickly secure the best Conventional, USDA, or FHA loan for you, simplifying the process. Choose one of three starting points to find corresponding lenders and loan programs best suited to you.

Outcomes from Lendersa USDA loan requests


  • Affiliated Financial Services Inc.
  • 211 Fort Worth Drive, Suite A, Denton, TX, 76201
  • Affiliated Mortgage Lending (NMLS 1062212) provides a complete offering of home loan products to meet the unique needs of borrowers throughout the State of Texas. Not just another mortgage company - we have many different solutions to help you achieve your home loan objectives whatever they may be.
  • Wes Gregg
  • 100 W. Oak St, Suite G-109, Denton, TX, 76201
  • Growing up in North Texas I’ve seen firsthand the incredible rate at which it has grown. There has never been a better time to leverage debt to buy Texas Real Estate. Rates are still very low. Texas represents freedom and more people are catching on and moving here than ever before.
  • Military Mortgage Shop
  • 405 State Highway 121 Bypass, Suite 250, Lewisville, TX, 75067
  • Military Mortgage Shop specializes in helping veterans utilize their Veteran Administration Loan Benefit when purchasing or refinancing a home. Our associates work exclusively with VA Loan applicants. We have the expertise to handle almost any situation. Purchasing a home is one of the most important decisions you will make.
  • Global Home Finance Inc.
  • 325 S. Stemmons Frwy, Lewisville, TX, 75067
  • Global Home Finance Inc. can help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available. Please use the links below for information about Global Home Finance Inc.'s comprehensive mortgage solutions.
  • Paragon Home Resources Inc.
  • 405 State Highway 121 Bypass, Suite A250, Lewisville, TX, 75067
  • Paragon Home Resources assists seniors and others with valuable home-related services. With years of real estate and relocation experience, Paragon provides services that give people the ability to make a move quickly and easily or remain in their homes. Paragon strives to provide peace of mind and expert advice.
  • U S Lending Partner
  • 2911 Turtle Creek, Suite 300, Dallas, TX, 75219
  • U.S. LENDING PARTNER a DBA of AmRes Corp. We are a full service mortgage company based in Dallas, Texas. We specialize in FHA, VA, USDA, and Conventional Loans. Serving the surrounding areas in Dallas County, Ellis County, Tarrant County, Parker County & Johnson County. Whether you are buying a home or refinancing.
  • Bedrock Lending
  • 2911 Turtle Creek Blvd, Suite 300, Dallas, TX, 75219
  • Bedrock Lending was founded in 2005, with a goal of addressing the needs of the growing base of highly educated consumers/borrowers who are looking for quicker, easier access to mortgage loans at the best price. With the traditional mortgage broker process proving to be slow and tedious for customers in a faster-paced, technology-driven world.
  • Residential Capital Partners
  • 3838 Oak Lawn Avenue Suite 1500, Dallas, TX, 75219
  • Residential Capital Partners is a leading hard money lender with a national scope and a local presence in each market we serve. We are dedicated to the customers we serve and we understand the demands of the single-family residential purchase and rehabilitation process. Given the breadth and depth of our experience over the last 10 years
  • Bay Mountain Capital
  • 3710 Rawlins, Suite 1390, Dallas, TX, 75219
  • The Bay Mountain Capital team is more than just a group of employees, we’re a family. We’re dedicated to delivering the best service and expertise with 100+ combined years of experience in the real estate industry. Our people are the driving force for our company and together our team upholds our core values: excellence, integrity, improvement and