FHA VS Conventional loan programs in 2025 for Gray, Cumberland County, Maine
In 2025, the Conventional loan limit in Gray, located in Cumberland County, ME, is $726,200, while the FHA limit is $506,000 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to effectively compare current leading rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, enabling you to identify which program in ME best suits your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Gray, Cumberland, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$370,700
0%
FHA
$506,000
3.5%
This table applies to zip codes: 4039
Available Loan Options for Conventional and FHA in Gray, ME
The aim of Lendersa® is to provide the most favorable Conventional, USDA, or FHA loan quickly, without hassle. Choose from one of three starting options that connect you with suitable lenders and loan programs.
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