Explore the differences! FHA VS Conventional loan programs in Gray, Cumberland County, Maine
In 2025, the Conventional loan limit in Gray, located in Cumberland County, ME, is $726,200, while the FHA limit is $506,000 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to effectively compare current leading rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, enabling you to identify which program in ME best suits your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Gray, Cumberland, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$370,700
0%
FHA
$506,000
3.5%
This table applies to zip codes: 4039
Available Loan Options for Conventional and FHA in Gray, ME
The aim of Lendersa® is to provide the most favorable Conventional, USDA, or FHA loan quickly, without hassle. Choose from one of three starting options that connect you with suitable lenders and loan programs.
As a CDFI, Citizens Bank puts its communities first and values local economic growth. It does so by investing in areas underserved by the traditional banking sector, engaging in lending that supports affordable housing, small businesses and community facilities, and providing technical financial assistance to its customers.
Marketplace Mortgage of TN, LLC is a premier mortgage lender in Nashville, combining national strength with southern hospitality. We are proud to be one of the best mortgage lenders in the Middle Tennessee area. We happily serve clients in Nashville, Murfreesboro, Hermitage, Clarksville, and more.
4343 Shallowford Road, Suite 110, Marietta, GA, 30062
Holly Walther have 20+ yrs of lending experience and a 100% closing record. The Holly Walther Lending Team is among the top mortgage loan producers in all of Georgia. Holly's exclusive concierge service, and systematic communication will keep you informed and involved every step of the way, ensuring a streamlined approval process.
2004 Hayes Street, Suite 120, Nashville, TN, 37203
Life Credit Union is a financial cooperative that was founded in 1958 in the spirit of people helping people improve their lives through financial health and stability. The cooperative nature of credit unions goes hand-in-hand with the nature of our members. Anyone who works in or with the healthcare industry is welcome to join Life Credit Union!
124 12th Ave. South, Suite 400, Nashville, TN, 37203
A studio is a place where creators do their thing. And we want to be the bank for Nashville's creators. Whether you're designing a company or building a project, crafting a song or writing code, orchestrating social change or enhancing the quality of care, we want to collaborate with you.
The Tennessee Credit Union has been helping individuals achieve their financial goals with products and services designed to exceed expectations. We were founded by a small group of dedicated volunteers guided by their commitment to provide each member with the tools & knowledge necessary for personal financial growth and a sound financial future.
2002 Richard Jones Rd, Suite 1201, Nashville, TN, 37203
Christian Poling is a fifteen-year veteran of the mortgage industry in Nashville. A personable, welcoming approach with clients and their Realtors has earned him a stellar reputation among lenders. His efforts ensure knowledgeable clientele, exceptional loan terms, and a smooth process from the moment of introduction all the way to closing day.
Blue Sky Mortgage of TN, LLC is here to walk you through the mortgage loan process, step-by-step. Our team is experienced and knowledgable of the local neighborhoods, schools and market conditions to help navigate you through the selling or buying process. We strive to provide excellent customer service.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
