FHA VS Conventional loan in Gray, Cumberland County, Maine

In 2025, the Conventional loan limit in Gray, located in Cumberland County, ME, is $726,200, while the FHA limit is $506,000 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to effectively compare current leading rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, enabling you to identify which program in ME best suits your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Gray, Cumberland, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This table applies to zip codes: 4039

Available Loan Options for Conventional and FHA in Gray, ME

The aim of Lendersa® is to provide the most favorable Conventional, USDA, or FHA loan quickly, without hassle. Choose from one of three starting options that connect you with suitable lenders and loan programs.

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  • At Mortgage Alliance Group. We are a full-service mortgage company based in San Diego California. We specialize in FHA Home Loans, VA Home Loans, and Interest Only Home Loans in San Diego. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92110.
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