FHA VS Conventional loan programs in 2025 for Oxford, Oxford County, Maine

For 2025, the Conventional loan cap in Oxford, located in Oxford county, ME, is $726,200. The FHA ceiling, for a single-family house, is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess and compare the best rates of the day for Conventional, FHA, and USDA options. Discover necessary qualifications, including income levels, credit scores, reserves, and required documentation. With our advanced platform, compare Conforming Conventional, USDA, FHA, and VA loans side-by-side to decide which program in ME aligns best with your financial goals.

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2025 Loan Limits & Downpayment Requirements in Oxford, Oxford, ME

Loan Type Loan Limit Down Payment
Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to these zip codes: 4270

Explore Conventional & FHA Loan Options in Oxford, ME

Lendersa® is committed to securing the most fitting Conventional, USDA, or FHA loans for you quickly and without trouble. Begin with one of the three points below, leading to the right lender matches and available programs:

Lendersa USDA loan request and matching results


  • Tom Brown Group
  • 2730 S Harbor Boulevard, Suite L, Santa Ana, CA, 92663
  • We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs and also We provide the lowest rates for our Veterans, if you are in process with another and your appraisal is done you owe it to yourself to compare pricing. We close loans in as little as 30 days.
  • CdM Lending
  • 3101 W. Pacific Coast Hwy, Suite 150A, Newport Beach, CA, 92663
  • Our all-encompassing approach to lending allows us to immerse ourselves in a multitude of lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards of character, respect, and integrity. With CdM Lending and Priority Financial Network as your lender.
  • Legacy Finance and Realty Inc
  • 2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
  • Legacy Finance and Realty is a full service CA Mortgage and Real Estate Broker. We are proud to provide our clients with a plethora of home loan products as well as real estate sales and purchasing services. Whether you are looking for a loan to purchase or refinance a home, Legacy Finance and Realty will provide all viable options.
  • Crystal Lending Group Inc
  • 2901 West Coast Hwy, Suite 200, Newport Beach, CA, 92663
  • Crystal Lending Group Inc., a California based Real Estate Brokerage company with over 14 years of experience in the industry. Based in Newport Beach, California, we are here to serve our local communities along with every city in our beautiful state of California. The choice is clear when choosing Crystal Lending Group
  • Orange County Capital
  • 440 Holmwood Drive, Newport Beach, CA, 92663
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Iron Financial Inc
  • 215 Riverside Avenue, Suite 201, Newport Beach, CA, 92663
  • Iron Financial, Inc. headquartered in Newport Beach, CA is a respected, aggressive and professional banker within the mortgage industry. Whether you are a first time home buyer, looking to refinance or searching for details on a "short sale", Iron Financial, Inc. can answer your questions, accommodate your needs and give you the best program.
  • Clear View Mortgage
  • 3416 Via Lido, Suite E, Newport Beach, CA, 92663
  • CVM knows the complexities and moving parts that come with each real estate transaction. The Clear View Mortgage team has put the right people in place in help make financing stress free and efficient. Real Estate is a hands on service/experience. Bill and his team are dedicated to making sure that each and every client.
  • The Carver Group Inc.
  • 424 32nd Street, Unit D, Newport Beach, CA, 92663
  • The Carver Group, Inc. is built on a foundation of integrity and trust. We are committed to providing you a high level of customer service as well as a competitive mortgage loan product that is structured for your individual need. We make the process of securing a mortgage straight forward and we guide you through the entire loan process.
  • Bayside Funding
  • 3416 Via Oporto, Suite 301, Newport Beach, CA, 92663
  • Blackhawk Capital Group is an independent, licensed, full-service Real Estate Brokerage with Residential and Commercial acquisition funding facilities. Since 2005, Blackhawk Capital Group has served as a lead underwriter of both Commercial and Residential Real Estate backed transactions.