Explore the differences! FHA VS Conventional loan programs in Mechanic-Falls, Androscoggin County, Maine

As of 2025, the limit for Conventional loans in Mechanic-Falls, situated in the county of Androscoggin, ME, is $647,200, while the FHA limit for a single-family home is $420,680.

Employ the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation required for eligibility. Through our advanced mortgage calculator, view side-by-side options of Conforming Conventional, USDA, FHA, and VA loans, aiding you in deciding which program in ME is best suited for your financial situation.

Explore loan offers from a range of 100 lenders

2025 Loan Limits and Down Payment Requirements in Mechanic-Falls, County of Androscoggin, ME

Loan Category Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table comparison applies to zip codes: 4256

Exploring Conventional and FHA Loan Choices in Mechanic-Falls, ME

Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Start from any of these three pathways to match with appropriate lenders and loan programs tailored to your needs.

Results of Lendersa's USDA loan request matching


  • Hingham Institution for Savings
  • 49 Main Street, Hingham, MA, 02043
  • Incorporated in 1834, When it was first incorporated, the Bank did not have a permanent building and we accepted deposits at David Harding’s general store on North Street in Hingham. Although we have long since outgrown the general store, we have not outgrown our focus on community, family, and local businesses.
  • Heritage Mortgage Company Inc
  • 175 Derby Street, Suite 36, Hingham, MA, 02043
  • Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.
  • Hard Money Loans CT by Cutter Hill Capital
  • 4 Cutter Hill Rd, Hingham, MA, 02043
  • Cutter Hill Capital is a private real estate lender focusing on loans for short-term real estate investment projects in the greater New England region and select national markets.Our company was founded in 2018 by principals who have been involved in over 1,000 real estate loan transactions.
  • Boston Mortgage Solutions, LLC
  • 1237R Highland Ave, Needham, MA, 02492
  • Boston Mortgage Solutions, LLC specializes in residential and commercial real estate mortgages. We are licensed in MA (NMLS MB2403) and NH (NMLS 12978-MBR) and we make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
  • Tremont Credit Union
  • 2 Granite Avenue, Suite 101, Milton, MA, 02186
  • Tremont Credit Union is a full service cooperatively owned financial instituion serving the working men and women of Boston and Eastern Massachusetts (Norfolk, Suffolk and Middlesex Counties). Operating 4 full service branches throughout Boston and on the South Shore There are many ways to be eligible for membership at Tremont Credit Union. Members
  • Mansfield Mortgage Professionals
  • 57 River Rd, Suite 1009, Essex Junction, VT, 05452
  • Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.
  • The Mortgage Pros
  • 2 Vernon St., Framingham, MA, 01701
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • OnTo Mortgage
  • 405 Cochituate Road, Suite 204, Framingham, MA, 01701
  • OnTo Mortgage is headquartered in Massachusetts and was started by by two top loan originators with over 30 years of experience. Every lender touts great rates, product and service and while we have all of that, we also have a deep care for our clients. We understand that without clients, we have nothing.
  • Coastal Heritage Bank
  • 195 Washington Street, Weymouth, MA, 02188
  • It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
  • New England Federal Credit Union
  • 141 Harvest Lane, Williston, VT, 05495
  • NEFCU is the largest credit union in Vermont serving members who live, work or attend school in many Vermont counties and some in New Hampshire. The Credit Union has over $1 billion in assets and more than 85, 000 members. We constantly strive to provide local and affordable products that are in the best interest of our members.