FHA VS Conventional loan in Mechanic-Falls, Androscoggin County, Maine

As of 2025, the limit for Conventional loans in Mechanic-Falls, situated in the county of Androscoggin, ME, is $647,200, while the FHA limit for a single-family home is $420,680.

Employ the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation required for eligibility. Through our advanced mortgage calculator, view side-by-side options of Conforming Conventional, USDA, FHA, and VA loans, aiding you in deciding which program in ME is best suited for your financial situation.

Explore loan offers from a range of 100 lenders

2025 Loan Limits and Down Payment Requirements in Mechanic-Falls, County of Androscoggin, ME

Loan Category Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table comparison applies to zip codes: 4256

Exploring Conventional and FHA Loan Choices in Mechanic-Falls, ME

Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Start from any of these three pathways to match with appropriate lenders and loan programs tailored to your needs.

Results of Lendersa's USDA loan request matching


  • Mortgage Rate Utah
  • 6900 900 E, Suite 150, Midvale, UT, 84047
  • We are mortgage experts with decades of experience and we work for YOU! We don’t work for lenders or banks or mortgage companies. We work with you to find the best loan and then find the right lender for your needs. Once we find the perfect loan, we represent you throughout the process. Put our experience to work so you find the loan
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  • Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.
  • SecurityNational Mortgage Company
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  • SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.
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  • Varex Federal Credit Union
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