FHA VS Conventional loan programs in 2025 for Casco, Cumberland County, Maine

In the year 2025, the limit for a Conventional loan in Casco, within the county of Cumberland, ME stands at $726,200. Conversely, the FHA limit for a single-family home in the same area is $506,000.

With the Lendersa® Conventional loan calculator, compare today's top rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are needed for qualification. Our advanced mortgage calculators let you view Conforming Conventional, USDA, FHA, and VA loans side-by-side, guiding you to select the most fitting program for your financial needs in ME.

Explore offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Casco, county of Cumberland, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This table applies to zip codes: 4015

Explore Conventional and FHA Loan Options in Casco, ME

The mission of Lendersa® is to swiftly and smoothly secure the finest Conventional, USDA, or FHA loan for you. Choose one of three pathways that align with lenders and programs tailored for your needs.

Results of Lendersa USDA loan requests


  • Oxford Federal Credit Union
  • 225 River Road, Mexico, ME, 04257
  • Oxford Federal Credit Union is a not-for-profit financial institution that is owned and run by members like you. Our board of directors is democratically elected by our membership, and all members of Oxford FCU have one vote - regardless of the amount of money they have on deposit.
  • KV Federal Credit Union
  • 316 West River Road, Augusta, ME, 04330
  • KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
  • Connected Credit Union
  • 85 Civic Center Drive, Augusta, ME, 04330
  • Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
  • Capital Area Federal Credit Union
  • 2010 North Belfast Avenue, Augusta, ME, 04330
  • Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.
  • The First National Bank
  • 223 Main Street, Damariscotta, ME, 04543
  • First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued. Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
  • Franklin Savings Bank
  • 197 Main Street, Farmington, ME, 04938
  • Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
  • Profile Bank
  • 45 Wakefield Street, Rochester, NH, 03867
  • Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.
  • Meredith Village Savings Bank
  • 24 NH Route 25, Meredith, NH, 03253
  • MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.
  • Bank of New Hampshire
  • 62 Pleasant Street, Laconia, NH, 03246
  • Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.
  • First Seacoast Bank
  • 633 Central Avenue, Dover, NH, 03820
  • At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.