FHA VS Conventional loan programs in 2026 for Flint, Genesee County, Michigan

In 2026, the limit for Conventional loans in Flint, within Genesee county, MI, is $726,200, while the FHA cap is $472,030 for a single-family home.

Leverage the Lendersa® Conventional loan calculator to contrast today's top rates: Conventional, FHA, and USDA. It helps ascertain the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA options side by side, enabling you to select the best program in MI tailored to your financial situation.

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2026 Loan Limits and Down Payment Requirements in Flint, Genesee, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table applies to these zip codes: 48553, 48551, 48504, 48505, 48506, 48507, 48502, 48503, 48550, 48552, 48556, 48557

Conventional and FHA Loan Options in Flint, MI

Lendersa® strives to provide you with the most favorable Conventional, USDA, or FHA loans quickly and efficiently. Begin your journey by choosing one of three initial steps that connect you with matching lenders and loan options.

Lendersa USDA loan request and matching results


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