In 2026, the conventional loan limit for a single-family home in Swartz-Creek, within Genesee county, MI, is $647,200, while the FHA loan limit stands at $420,680.
With the Lendersa® Conventional loan calculator, compare today's top rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator enables a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting in deciding which program in MI is best for your financial situation.
Explore loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table is applicable to zip codes: 48554
The goal of Lendersa® is to quickly provide you with the most suitable Conventional, USDA, or FHA loan options without the hassle. Choose one of three starting paths to connect with compatible lenders and loan programs.
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