FHA VS Conventional loan programs in Flushing, Genesee County, Michigan

As of 2025, the Conventional loan limit in Flushing, positioned in Genesee county, MI, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Lendersa®'s Conventional loan calculator helps you check today's best Conventional, FHA, and USDA rates, identifying necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see side-by-side Conforming Conventional, USDA, FHA, and VA loans, facilitating the decision of which program in MI best aligns with your financial situation.

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2025 Loan Limits and Down Payment Requirements in Flushing, Genesee County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this table applies to zip codes: 48433

Exploring Options for Conventional and FHA Loans in Flushing, MI

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan with ease. Start by choosing one of three paths designed to align you with matching lenders and loan packages.

Lendersa USDA loan request with matching outcomes


  • Equity Northwest Real Estate
  • 129 E Pine Ave, Meridian, ID, 83642
  • Equity Northwest Real Estate | Responsive. Connected. Our Priority is YOU. We are Equity Northwest Real Estate. Regional Designated Broker, Kit Fitzgerald oversees a number of real estate agents, who dabble in all forms of real estate, from new construction to investment property, resale and more.
  • PMR - Premier Mortgage Resources LLC
  • 3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642
  • At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.
  • Capital Mortgage
  • 1857 S Millennium Way, Suite 100, Meridian, ID, 83642
  • Capital Mortgage, LLC you will be treated like a person, not a number. We will help you understand and navigate this seemingly complicated process. Everyone needs someone they can count on to make this dream into reality. Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing
  • 1st Choice Mortgage Company, LLC
  • 3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642
  • 1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.
  • Hopkins Financial
  • 910 E. Carol St., Meridian, ID, 83646
  • HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)
  • Lewis Clark Credit Union
  • 604 Bryden Avenue, Lewiston, ID, 83501
  • Come see why LCCU, Lewis Clark Credit Union, is a whole new financial experience. We offer progressive financial services, with hometown member support. We know you by name and are here to help you meet your financial goals. At LCCU, our focus really is your future. Unlike banks, credit unions are not in business to make a profit.
  • TWIN RIVER BANK
  • 1507 G St, Lewiston, ID, 83501
  • Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
  • STCU
  • 1620 N. Signal Drive, Liberty Lake, WA, 99019
  • STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
  • BEELINE MORTGAGE, LLC
  • 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.