Explore the differences! FHA VS Conventional loan programs in Grosse-Pointe-Park, Wayne County, Michigan

In 2026, the conventional loan limit in Grosse-Pointe-Park, Wayne county, MI, is set at $647,200, while the FHA limit for a single-family home is $420,680.

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Loan calculator comparison

Try the Lendersa® Conventional loan calculator to contrast the best rates for today's Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the most suitable program for your financial needs in MI.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Grosse-Pointe-Park, Wayne County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison applies to the following zip codes: 48230

Conventional and FHA Loan Options Available in Grosse-Pointe-Park, MI

The aim at Lendersa® is to provide you with the fastest and easiest access to the best Conventional, USDA, or FHA loan. Choose one of three paths to match with lenders and loan options suitable for you.

  1. Submit a comprehensive request for optimizing Conventional, USDA, or FHA loans
  2. Discover rates and terms for Conventional, USDA, and FHA loans first
  3. Access the broadest range of Conventional lenders in our directory
Results of Lendersa USDA loan requests and matches



  • Atlantic Financial
  • 40 Schilling Road, Hunt Valley, MD, 21031

  • Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.

  • Direct Mortgage Loans, LLC
  • 11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031

  • Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.

  • FIDELIS MORTGAGE CORPORATION
  • 1205 E King St, Lancaster, PA, 17602

  • Fidelis Mortgage Corporation's mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. Fidelis is a family owned business since 2007. We have been in the mortgage industry for over 10 years and we are proud

  • Finance USA Corporation
  • 7935 Galloping Circle, Windsor Mill, MD, 21244

  • "An agency with the Honesty and Integrity that comes with a Handshake"! Apply now. 1% down payments, purchase loans, refinance loans, FHA loans, and more. Licensed in Maryland. Also licensed for Title, Property & Casualty Life &health insurance, providing homeowners, landlord, renters, auto, business and even more insurance protection for you and f

  • Mortgage Affiliates Incorporated
  • 7000 Security Boulevard, Suite 110, Baltimore, MD, 21244

  • Mortgage Affiliates Inc. was established with the mission of creating extraordinary mortgage solutions. That mission continues to be a driving force through today. Mortgage Affiliates has always sought out the nation’s most creative and responsible lenders. Our financial products vary from simple to simply spectacular.

  • Securityplus Federal Credit Union
  • 7135 Windsor Boulevard, Windsor Mill, MD, 21244

  • Founded in 1938, our original charter was to serve the financial needs of employees of the Social Security Administration. Today we are one of the largest credit unions in the state of Maryland and provide financial services to meet the needs of more than 35, 000 members, with $390 million in assets, representing our core common sponsor groups.

  • Lancaster Red Rose Credit Union
  • 16 E Main Street, Leola, PA, 17540

  • The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.

  • Royal Bank
  • 202 Main Street, Elroy, WI, 53929

  • Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.

  • Signal Financial Federal Credit Union
  • 3015 University Blvd. W, Kensington, MD, 20895

  • Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
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