Explore the differences! FHA VS Conventional loan programs in Village-of-Grosse-Pointe-Shores, Wayne County, Michigan
In 2026, the conventional loan limit for Village-of-Grosse-Pointe-Shores in Wayne county, MI, is $647,200, while the FHA limit for a single-family home is $420,680.
Take advantage of the Lendersa® Conventional loan calculator to find today's top rates among Conventional, USDA, and FHA loans. Determine your qualifying income, credit, reserves, and documentation needs. Our advanced mortgage calculator provides side-by-side evaluations of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program in MI for your financial needs.
2026 Loan Limits and Downpayment Requirements in Village-of-Grosse-Pointe-Shores, Wayne, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to these zip codes: 48236
Options for Conventional and FHA Loans in Village-of-Grosse-Pointe-Shores, MI
Lendersa® is dedicated to securing the best possible loan, whether it is Conventional, USDA, or FHA, efficiently and swiftly. Choose from three starting approaches to match with lenders and tailored loan programs.
Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
Lends in Michigan
Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
Lends in Michigan
Elevation One Group: Empowering Entrepreneurs to Build Legacy! With over 45 years of experience, we specialize in innovative financial solutions, providing capital and strategic growth for entrepreneurs underserved by traditional banks. Our mission is to elevate communities by nurturing legacy-driven leaders, offering startup funding, real estate c
A 100% female owned and operated mortgage broker serving the state of Michigan. A vast selection of mortgage refinance and purchase products combined with industry leading experience, technology, communication, speed, and service set apart Iris Mortgage from other competitors. Low overhead and small
First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
27735 Jefferson Ave, Saint Clair Shores, MI, 48081
Lends in Michigan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
Live Life Federal Credit Union has been proudly servicing our members’ financial needs since 1952. It began when The UAW Local 247 of Thompson Products organized Thompson Product Employee’s Federal Credit Union under Charter #7927. In 1958, the plant changed names from Thompson Products Michigan Division to Thompson Ramo Woolridge Incorporation.
400 Renaissance Center, Suite:2600, Detroit, MI, 48243
Lends in Michigan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Global Generation Group launched in September 2008 by John Syron, founder of what grew to be one of the largest privately held Automotive OEM manufacturing companies world wide, to provide solutions that integrate technology enhanced performance, risk reduction and unique capital solutions to help American Businesses.
