FHA VS Conventional loan programs in 2025 for Harper-Woods, Wayne County, Michigan

In the year 2025, for a single-family home in Harper-Woods, county of Wayne, MI, the limit for a Conventional loan is set at $647,200. Meanwhile, the FHA loan limit stands at $420,680.

With Lendersa® Conventional loan calculator, you can easily compare the best current rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator offers you a side-by-side view of Conforming Conventional loans, USDA loans, FHA loans, and VA loans, helping you choose the program that suits your financial situation in MI.

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2025 loan limits and down payments in Harper-Woods, county of Wayne, MI

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the following zip codes: 48225, 48265

Variety of Conventional and FHA loan opportunities in Harper-Woods, MI

The goal at Lendersa® is to swiftly and efficiently secure you the most advantageous Conventional, USDA, or FHA loan. You can choose from these three starting points to align with the best lenders and loan solutions.

Lendersa USDA loan request and matching results


  • American Home Funding
  • 1834 SW 58th Ave, Suite 104, Portland, OR, 97221
  • American Home Funding has proudly served Oregon since 1993 and Washington since 2011. With local offices in Portland and Eugene we have all your mortgage solutions under one roof. American Home Funding has access to a variety of lenders and loan products that will meet your needs no matter if you’re a first time home buyer.
  • Damien L. Grant Lending Team
  • 23120 Alicia Pkwy, Suite 100, Mission Viejo, CA, 92692
  • Expertise, commitment to customers, & competitive rates. Those are the values that define what we do.We customize the mortgage experience for each client and are there to answer any questions along the way. When you choose to work with us, we promise you and also Specializing in Mortgage Loans in the Las Vegas, Los Angeles and Orange Country area.
  • Mortgage Link 1, Inc
  • 28570 Marguerite Pkwy, Suite 208, Mission Viejo, CA, 92692
  • We pride ourselves on exceeding our customer's expectations in finding the best loan product for them, A tailored home loan that's right for you. Everyone is unique: Loans are not cookie cutter products, a large amount of guidance for simple or more complex financing packages require skill, we realize you are unique
  • Integrated Lending Group Inc.
  • 28181 Tinajo, Mission Viejo, CA, 92692
  • Integrated Lending Group our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of refinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over.
  • Today's Home Mortgage Inc
  • 27885 Mazagon, Mission Viejo, CA, 92692
  • At Home Mortgage, Inc. We are a full-service mortgage company based in Mission Viejo, CA. We specialize in Jumbo home mortgages, home refinance, and home purchase loans in Mission Viejo. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92692, we can help you realize your dream
  • Spectrum One Mortgage
  • 23052H Alicia Pkwy, Suite 158, Mission Viejo, CA, 92692
  • Spectrum One Mortgage which is a full service Lender and Broker is divided up into three divisions. We have a retail floor that services all of your conventional mortgage needs. Most recently we have developed a retail team that works exclusively with Senior Citizens in facilitating Home Equity Conversion Mortgages better known as Reverse Mortgage.
  • Home Financing Inc.
  • 26111 Marguerite Pkwy #A, Mission Viejo, CA, 92692
  • Home Financing Inc. is a direct lender that boasts a record 8 calendar day close on a purchase with most loans ready to close in 17 days. Both clients and business partners rave about Home Financing's expertise, customer service and mastery of its trade. Home Financing Inc. does one thing better than anyone else and it's all in the name!!
  • JTM Financial
  • 26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
  • JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
  • Homex Financial
  • 23120 Alicia Pkwy, Mission Viejo, CA, 92692
  • Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Jackie Barikhan - Spectrum One Mortgage
  • 23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
  • Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.