FHA VS Conventional loan programs in 2026 for Hamtramck, Wayne County, Michigan

In 2026, the Conventional loan limit in Hamtramck, located in Wayne county, MI, is set at $726,200. The FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places side-by-side Conforming Conventional, USDA, FHA, and VA loans to aid in selecting the best program in MI for your financial needs.

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2026 Loan Limits and Down Payment Details in Hamtramck, Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for zip codes: 48211, 48212

Available Conventional and FHA Loan Options in Hamtramck, MI

The aim of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and effortlessly. Begin by selecting one of three paths to find matching lenders and loan programs.

Results from Lendersa USDA loan requests


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    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Community Bank, N.A.
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  • Addison Mortgage Consultants
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  • Hershey Federal Credit Union
  • 232 Hershey Road, Hummelstown, PA, 17036
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  • Revolutionary Mortgage Company
  • 9099 Ridgefield Drive, Suite 104, Frederick, MD, 21701
  • Revolutionary Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • UHS Employees Federal Credit Union
  • 33-57 Harrison Street, Johnson City, NY, 13790
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    As a community bank we provide a wide variety of financial services but delivered in a personalized manner only small banks can offer.

    Apple River State Bank was chartered in 1948 and opened in Apple River, Illinois which still remains a locally owned finan

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  • First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25'​ building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.