Explore the differences! FHA VS Conventional loan programs in Hamtramck, Wayne County, Michigan

In 2025, the Conventional loan limit in Hamtramck, located in Wayne county, MI, is set at $726,200. The FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places side-by-side Conforming Conventional, USDA, FHA, and VA loans to aid in selecting the best program in MI for your financial needs.

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2025 Loan Limits and Down Payment Details in Hamtramck, Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for zip codes: 48211, 48212

Available Conventional and FHA Loan Options in Hamtramck, MI

The aim of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and effortlessly. Begin by selecting one of three paths to find matching lenders and loan programs.

Results from Lendersa USDA loan requests


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