FHA VS Conventional loan programs in Howell, Livingston County, Michigan
In 2026, the Conventional loan limit for a single-family home in Howell, within the county of Livingston, MI, is $726,200. Meanwhile, the FHA limit is $472,030.
With Lendersa®'s advanced Conventional loan calculator, you can compare Conventional, FHA, and USDA rates available today to find out which is the best match for you. Our tool reveals the necessary income, credit score, reserves, and documentation to qualify while comparing side by side the Conforming Conventional, USDA, FHA, and VA loans, helping you choose the right program in MI.
Loan limits and down payment requirements for 2026 in Howell, county of Livingston, MI
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The details in this table are pertinent to the zip codes: 48843
Looking at Conventional and FHA loan options in Howell, MI
Lendersa® is dedicated to securing the most advantageous Conventional, USDA, or FHA loans for you promptly and with ease. Begin with one of our three options to get matched with the right lenders and loan programs for your needs.
First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.
We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2388 Genoa Business Park Drive, Brighton, MI, 48114
Lends in Michigan
Mortgage Capital Solutions is a medium size mortgage originator intent on providing exceptional, individualized service and maintaining supportive, lasting relationships with borrowers, Realtors and builders. We are dedicated to our clients and work hard to develop programs and lending options that are suitable to the people we serve.
Michigan United Mortgage, L.L.C. opened its doors in September of 2005. We are built with a team of experienced Loan Originators and Processors. We have ALL been dedicated to this industry and communities for many, many years, and pooled together to establish a company that takes pride in doing unto others.
Honest Mortgage Co. operates as a mortgage brokerage, and we’re very proud of that. Because of that, and our access to programs and interest rates from the largest wholesale mortgage lenders in the country, we can save you money by lowering your interest rate and keeping your closing costs as low as possible.
10291 E Grand River Avenue, Suite E, Brighton, MI, 48116
Lends in Michigan
At ASI Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders. We work with more than 20 investors.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.
