FHA VS Conventional loan in Milford, Oakland County, Michigan

In 2025, the Conventional loan limit for Milford, within Oakland county, MI, is $726,200. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. It determines the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, helping you decide on the best program in MI for your financial needs.

Survey loan offers from 100 lenders

2025 Loan Limits and Down Payment Details in Milford, Oakland County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 48381

Options for Conventional and FHA Loans in Milford, MI

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three initial methods designed to connect you with suitable lenders and loan programs.

Results from Lendersa USDA loan requests


  • CARLILE Realty & Lending - East Sac Branch
  • 1860 Howe Avenue Suite 100, Sacramento, CA, 95825
  • Carlile Realty & Lending is a boutique brokerage in Sacramento providing expertise in transaction negotiation and management from beginning to end. Carlile Realty & Lending is Your Key to Home! SERVICES INCLUDE: California Real Estate Lending/Mortgages Hard Money Lending Appraisals Land Development Flips and more
  • Twin Rivers Capital
  • 2255 Watt Ave, Suite 125, Sacramento, CA, 95825
  • Twin Rivers Capital is in the relationship business and that our client base is looking for first class personalized service. Twin Rivers Capital prides itself in our exemplary staff that allows us to be available, responsive and easy to work with. Twin Rivers Capital is a premier private hard money lender chosen for consistent performance, reliabl
  • Sierra Commercial Capital
  • 333 University Avenue, Sacramento, CA, 95825
  • "Sierra Commercial Capital is a financing company that provides smart business solutions and consulting to various kind of businesses no matter the size, industry or the state of their finances. Sierra Commercial Capital is your one stop alternative for financing solutions for your business loan"
  • American Pacific Mortgage
  • 222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380
  • Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.
  • Elite Mortgage Lender
  • 4345 Pioneer Rd, Medford, OR, 97501
  • At Elite Mortgage Lender, Mortgage Specialist in Ashland & Medford, OR, & Denver CO. There seemed to be a real need in the mortgage industry for brokers who genuinely wanted to help people. The mortgage process can be intimidating and even overwhelming for many. The language can seem foreign. I could see a real need for someone
  • Rogue Credit Union
  • 1370 Center Dr, Medford, OR, 97501
  • Beginning in 1956, a group of ten local teachers gathered together to form a credit union designed to serve their member-owners and their community. Today, Rogue Credit Union has grown to a financial cooperative with branches in Coos, Curry, Jackson, Josephine, Douglas and Klamath Counties. Today, we serve over 150, 000 members
  • FirstFund Mortgage Corp
  • 4845 Via Don Luis, Thousand Oaks, CA, 91320
  • FirstFund Mortgage Corp. is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.
  • Thousand Oaks Mortgage
  • 2318 Yew Drive, Newbury Park, CA, 91320
  • Thousand Oaks Mortgage has been in business for 19 years. Throughout the ups and downs of our economy, we have been able to maintain and fulfill our mission statement, which is to stay true to our clients and provide them with the best solutions to the financial questions and concerns. Most if not all of our business has always been referral based.
  • Pacific Elite Financial
  • 3872 Foxdale Ct, Thousand Oaks, CA, 91320
  • Pacific Elite Financial mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending For Living
  • 1020 15th Street, Suite 10, Modesto, CA, 95354
  • Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".
  • NorCal Mortgage
  • 1127 13TH ST, Suite A, Modesto, CA, 95354
  • This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.