FHA VS Conventional loan programs in 2025 for Brighton, Livingston County, Michigan

In 2025, the Conventional loan limit in Brighton, Livingston county, MI, is $726,200 while the FHA is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. Determine requirements for income, credit, reserves, and necessary documents. Our advanced mortgage calculator presents side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, aiding in your decision on the best program in MI that suits your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Brighton, Livingston County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 48116

Options for Conventional and FHA Loans in Brighton, MI

Lendersa® aims to quickly connect you with the most suitable Conventional, USDA, or FHA loans without hassle. Select one of three starting approaches that facilitate matching lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • GoPrime Mortgage Inc.
  • 2015 Charlotte St, Suite 3, Bozeman, MT, 59718
  • "We are a local lender backed by the experience and expertise of GoPrime Mortgage, Inc. based in North Carolina. With decades of combined experience our processors, underwriters and Loan Officers can offer unsurpassed service in one of the biggest transactions of your life. We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"
  • 1st Liberty Federal Credit Union
  • 6200 3rd Avenue North, Great Falls, MT, 59405
  • 1st Liberty Federal Credit Union was founded by Robert "Scotty" Scott and the co-founders: William Dawson, Joel Taylor, Morgan Moyer, Billie Brankovich, Ehud Markel, Kenneth Platt, and M.B. Holt. In June 1955 your credit union was chartered as Great Falls Air Force Base Federal Credit Union.
  • KINGS PEAK CREDIT UNION
  • 180 N 300 E, Roosevelt, UT, 84066
  • Kings Peak Credit Union has been serving the residents of the Uintah Basin since 1955. It is our mission to serve our members with the best financial service. and also Kings Peak Credit Union was formed to help local people with their financing needs; that is still true today. Our Board of Directors are focused on helping our members.
  • Reliant Mortgage Services
  • 30 Providencia Court, Suite 4M, Brownsville, TX, 78526
  • Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
  • GWG MORTGAGE CO., INC
  • 40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
  • "GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas. We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"
  • Montana Credit Union
  • 15 14th St S, Great Falls, MT, 59401
  • Montana Credit Union is a full-service financial institution. We offer convenient savings & checking accounts, competitive loans and many other financial services. Membership is open to anyone living in Cascade, Chouteau or Teton counties. Credit Union is a full-service financial institution.
  • Russell Country Federal Credit Union
  • 810 1st Ave South, Great Falls, MT, 59401
  • Russell Country, our Home Loan Team is here to help calm the voices in your head and make your home buying process a sweet success! And, in addition to their expertise, our Home Loan Team has a wide array of options for you to consider. Russell Country Federal Credit Union is a banking company based out of 810 1St Ave S, Great Falls, MT, US
  • Manhattan Bank
  • 124 S Broadway, Manhattan, MT, 59741
  • Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.