FHA VS Conventional loan programs in Iron-Mountain, Dickinson County, Michigan

In 2026, the Conventional loan limit in Iron-Mountain, located in Dickinson county, MI, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine your needed income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which program in MI best fits your financial scenario.

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2026 Loan Limits and Downpayment Details in Iron-Mountain, Dickinson, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 49801

Options for Conventional and FHA Loans in Iron-Mountain, MI

Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start by choosing one of three pathways that connect you to matching lenders and loan programs.

Overview of USDA loan requests managed by Lendersa


  • BankStar Financial
  • 124 Elk Street, Elkton, SD, 57026
  • BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees

  • Eastern Indiana Federal Credit Union
  • 801 South Memorial Drive, New Castle, IN, 47362
  • Eastern Indiana Federal Credit Union was originally chartered in 1950 as Chrysler Employees Federal Credit Union. The Credit Union was created to provide for the basic financial needs that would not have otherwise been met. For most people, our founding and its circumstances have been long forgotten.

  • Citizens State Bank
  • 1238 Broad St, New Castle, IN, 47362
  • Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.

  • Rockway Mortgage Company, Inc.
  • 20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116
  • Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • The Mt. Victory State Bank
  • 103 S Main St, Mount Victory, OH, 43340
  • We’re Mt. Victory State Bank, a community bank located in the heart of Mt. Victory, Ohio. We pride ourselves on delivering professional and personalized banking solutions for every individual financial situation. Take a look around and don’t be shy. Or, stop by and learn why Mt. Victory State Bank is a more personal way to bank!

  • Iowa Savings Bank
  • 510 Highway 30 West, Carroll, IA, 51401
  • Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.

  • Availa Bank
  • 126 W 6th St, Carroll, IA, 51401
  • Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.

  • Commercial Savings Bank
  • 325 W Highway 30, Carroll, IA, 51401
  • Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.