FHA VS Conventional loan programs in Kingsford, Dickinson County, Michigan

In 2026, the limit for Conventional loans in Kingsford, located in Dickinson County, MI, reaches $726,200. Conversely, the FHA limit is listed at $472,030 for single-family homes.

Leverage Lendersa®'s Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans, and identify the necessary income, credit score, reserves, and paperwork for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping determine which program in MI is most suited to your financial circumstances.

Explore offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Kingsford, Dickinson County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The comparison table applies to zip codes: 49802

Available Conventional and FHA Loan Alternatives in Kingsford, MI

The objective of Lendersa® is to swiftly provide you with the most favorable Conventional, USDA, or FHA loan options without complications. Choose one of the three start points tailored to match lenders and loan programs.

Outcomes of Lendersa USDA loan requests and matches


  • Sky Financial Services Inc.
  • 5540 West Valley Road, Center Valley, PA, 18034
  • We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.

  • Arlington Community Federal Credit Union
  • 2130 N Glebe Rd, Arlington, VA, 22207
  • Ever since we started in 1952, we have been passionate about empowering the financial lives of our members and giving back to our local community. It's who we are. Guided by our shared values, today our commitment is stronger than ever to provide remarkable service to each and every member, while continuing to provide a full array of financial prod

  • Washington Mortgage Group, Inc.
  • 6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Finance USA Corporation
  • 6924 A Little River Turnpike, Annandale, VA, 22003
  • Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.

  • Fairway Asset Corporation
  • 7345 McWhorter Place, Suite 110, Annandale, VA, 22003
  • At Fairway Asset Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • United Bank
  • 2600 S Thompson St, Springdale, AR, 72764
  • United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.

  • The Mortgage Store, LLC
  • 10534 Burke Lake Road, Fairfax Station, VA, 22039
  • The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.

  • WSSC Federal Credit Union
  • 14501 Sweitzer Lane, Laurel, MD, 20707
  • WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.

  • Tower Federal Credit Union
  • 7901 Sandy Spring Road, Laurel, MD, 20707
  • Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020.

    Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money

  • Diamond Financial Mortgage
  • 8645 Cherry Lane, Laurel, MD, 20707
  • Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach

  • Destinations Credit Union
  • 8767 Satyr Hill Road, Parkville, MD, 21234
  • Destinations Credit Union is a not-for-profit full service financial institution serving Parkville/Carney and employees/members of more than 150 businesses and community groups in the Baltimore Metro area. Because we return our profits to our members, we can generally offer low or no fees for services