FHA VS Conventional loan programs in Kingsford, Dickinson County, Michigan
In 2026, the limit for Conventional loans in Kingsford, located in Dickinson County, MI, reaches $726,200. Conversely, the FHA limit is listed at $472,030 for single-family homes.
Leverage Lendersa®'s Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans, and identify the necessary income, credit score, reserves, and paperwork for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping determine which program in MI is most suited to your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Kingsford, Dickinson County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: The comparison table applies to zip codes: 49802
Available Conventional and FHA Loan Alternatives in Kingsford, MI
The objective of Lendersa® is to swiftly provide you with the most favorable Conventional, USDA, or FHA loan options without complications. Choose one of the three start points tailored to match lenders and loan programs.
Iron Mountain-Kingsford Community Federal Credit Union
400 South Carpenter Avenue, Kingsford, MI, 49802
Lends in Michigan
The Iron-Mountain Kingsford Community Federal Credit Union has been serving the Iron Mountain-Kingsford area for over 70 years. We are member-owned and a not-for-profit financial institution located in Kingsford, MI.
We started in 1948 as the Ford Iron Mountain Employees Federal Credit Union
Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind.
Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.
Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million.
Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union
Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. From humble beginnings, our founders and their successors built one of the finest financial institutions in the Upper Peninsula. For 119 years we have made loans to start or expand local businesses.
First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.
TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
