FHA VS Conventional loan programs in Manistique, Schoolcraft County, Michigan

For 2026, in Manistique, within the county of Schoolcraft, MI, the maximum for a conventional loan is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® calculator to contrast today's leading rates between Conventional, FHA, and USDA loans. Discover the required income, credit, reserves, and documents to qualify. Our detailed mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the best program in MI for your financial requirements.

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Details on loan limits and down payment for 2026 in Manistique, county of Schoolcraft, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant to zip codes: 49854

Explore Conventional and FHA Loan Options in Manistique, MI

The mission at Lendersa® is to obtain the optimal Conventional, USDA, or FHA loan efficiently and with minimal hassle. Start with any of the three approaches to connect with lenders and access diverse loan programs.

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Manistique Lenders

  • The State Savings Bank of Manistique
  • 101 South Cedar, Manistique, MI, 49854
  • Lends in Michigan
  • In 1917 Leo Harmon who was the President of the Consolidated Lumber Company took the lead for starting up The State Savings Bank, the Articles of Incorporation were filed on May 7, 1917. Shortly after, on June 11TH the bank held its first meeting of shareholders twenty-five of which were local and three from St. Paul.

  • Manistique FCU
  • 121 East Elk Street, Manistique, MI, 49854
  • Lends in Michigan
  • Manistique Federal Credit Union has been open since 1967. The credit union has assets totaling $37.84 Million and provides banking services to more than 3, 000 members.

    The mission of Manistique Federal Credit Union is to make a positive difference in the financial lives of our members from all walks of life by providing them with a wide range

  • First Bank, MI
  • 1400 Delta Avenue, Gladstone, MI, 49837
  • Lends in Michigan
  • First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.

  • Peninsula Federal Credit Union
  • 2929 3rd Avenue North, Escanaba, MI, 49829
  • Lends in Michigan
  • Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million.

    Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union

  • Upper Peninsula State Bank
  • 430 North Lincoln Road, Escanaba, MI, 49829
  • Lends in Michigan
  • Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. From humble beginnings, our founders and their successors built one of the finest financial institutions in the Upper Peninsula. For 119 years we have made loans to start or expand local businesses.

  • Embers Credit Union
  • 601 S McClellan Avenue, Marquette, MI, 49855
  • Lends in Michigan
  • We're an institution that was born and raised in the Upper Peninsula of Michigan. The #EmbersTeamMembers strive to spark financial opportunities and offer solid advice to get our membership to the next level. Our fire burns for everyone that calls the U.P. home. So, as we always say, #LiveitUP.

  • Marquette Community Federal Credit Union
  • 1230 W Washington Street, Marquette, MI, 49855
  • Lends in Michigan
  • Marquette Community Federal Credit Union´s history begins in 1952 at the Marquette Branch Prison. Local 684 of the Michigan Corrections Officers Association were granted a charter from the National Credit Union Administration to provide savings and loan services to the employees of the Marquette Branch Prison.

  • Range Bank, National Association
  • 100 N. Front St., Marquette, MI, 49855
  • Lends in Michigan
  • Range Bank was founded on June 13, 1887 when horses were the main form of transportation and gold was still a form of currency. As an independent community bank, Range Bank is locally owned and managed.

    We will be the bank of choice in the communities we serve. We are accountable for our actions.

  • TruNorth Federal Credit Union
  • 1419 N Second Street, Ishpeming, MI, 49849
  • Lends in Michigan
  • TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member