FHA VS Conventional loan programs in Newberry, Luce County, Michigan

For 2025, the conventional loan limit in Newberry, nestled in Luce county, MI, amounts to $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Employ the Lendersa® Conventional loan calculator to compare current top rates among Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loans side-by-side, assisting you in choosing the most suitable program in MI for your specific financial needs.

Assess loan offers from 100 diverse lenders

2025 Loan Limits and Downpayment Requirements in Newberry, Luce County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to these zip codes: 49868

Exploring Conventional and FHA Loan Options in Newberry, MI

The objective of Lendersa® is to secure the perfect Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose from three initial steps that lead you to aligned lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


  • Nationwide Residential Capital, Inc.
  • 1079 E. Brandon Blvd, Brandon, FL, 33511
  • Nationwide Residential Capital is a mortgage company who prides itself on providing the absolute best customer service, lowest available rates with the largest lender credits. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.
  • Discount Loans
  • 801 W Bloomingdale Ave, Brandon, FL, 33511
  • Discountloans.com is a full service Mortgage Broker. We are committed to providing the highest level of customer service with an emphasis on offering our customers the best advice to save on their monthly expenditures. We are set up with over 20 wholesale lenders and banks, so we can offer both traditional and nontraditional mortgage products.
  • DOUBLE A MORTGAGES
  • 146 W Robertson St Suite 138-1, Brandon, FL, 33511
  • Double A Mortgage is home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore
  • United Mutual Funding Corporation
  • 659 W Lumsden Rd, Brandon, FL, 33511
  • United Mutual Funding Corp is a mortgage lender offering purchase and refinance loans in Florida, Maryland, and Virginia. Our relationships with our investors allow us to offer a larger assortment of products and programs than any other lender. These same resources allow us to offer our clients the lowest mortgage rates available.
  • Swift Home Mortgage
  • 1093 E Brandon Blvd, Brandon, FL, 33511
  • Swift Home Mortgage, LLC & its subsidiaries & affiliates (collectively, Swift Home Mortgage, we, us or our) respect your privacy and are committed to complying with this privacy policy (the PrivacyPolicy). This Privacy Policy describes our information collection. Swift Home Mortgage delivering excellence in lending & unmatched customer service.
  • Goff & Associates Realtors
  • 204 Lithia Pinecrest Rd., Brandon, FL, 33511
  • At Goff & Associates Realtors and Landmark Mortgage Lending, Inc. we will always strive to be the Premier Real Estate and Mortgage Company of Choice for Our Customers and Our Agents. Our Staff and Agents are ethical, forward thinking and results oriented Professionals who take a proactive approach to Real Estate and Mortgages.
  • American Dream Home Mortgage
  • 1463 Oakfield Dr. Suite 127, Brandon, FL, 33511
  • American Dream Located in the heart of Brandon FL and serving the entire state of Florida, American Dream Home Mortgage gives you the personal attention you deserve and treats you with the respect due a valued customer. We understand that you are making a commitment in buying a new home, refinancing a mortgage, or utilizing your home equity.
  • Homecorp Mortgage
  • 217 Avenue N, Marble Falls, TX, 78654
  • Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.
  • ECU Credit Union
  • 8250 Bryan Dairy Road, Suite 150, Largo, FL, 33777
  • ECU Credit Union is a not-for-profit financial cooperative. That means our members own us. No stockholders to worry about just our members/owners. Convenient services with competitive dividends and interest rates are our prime responsibilities. As a member of ECU Credit Union, your entire family is eligible to join.