FHA VS Conventional loan programs in 2025 for Melvindale, Wayne County, Michigan

In 2025, the conventional loan limit in Melvindale, Wayne county, MI stands at $726,200, while the limit for an FHA single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's most competitive rates across Conventional, FHA, and USDA mortgages. Determine what income, credit score, reserves, and documents are required to qualify. Our advanced mortgage comparison tool allows you to review Conforming Conventional, USDA, FHA, and VA loans side by side, to assist in selecting the program in MI that best fits your financial profile.

Browse loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Melvindale, Wayne, MI

Loan Category Max Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to these zip codes: 48122

Explore Conventional and FHA Loan Options in Melvindale, MI

At Lendersa®, our focus is on securing the best possible Conventional, USDA, or FHA loans for you quickly and with minimal hassle. Choose one of three approaches to connect with compatible lenders and tailor-fit loan programs.

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  • Community Banks of Colorado
  • 7800 E Orchard Rd, Suite 300, Greenwood Village, CO, 80111
  • Community Banks of Colorado is a division of NBH Bank. We serve clients throughout Colorado by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service that reflects our commitment to our clients,
  • Zenith Financial & Insurance Solutions
  • 7400 E Crestline Circle, Suite 200, Greenwood Village, CO, 80111
  • The focus of Zenith is not to become the biggest mortgage company where people become interchangeable cogs in the machine, but to build the best mortgage company for employees, clients and customers. With a strong belief in the American dream of homeownership, Zenith provides the necessary resources and tools to make purchasing a home an exciting.
  • DayOne Mortgage Group
  • 8480 E Orchard Rd, Suite 3150, Englewood, CO, 80111
  • Welcome to DayOne Mortgage Group, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch Whether a first time homebuyer, or a home owner looking to refinance, we are here to serve YOU! Loan programs we offer include, but are not limited to: Conventional, FHA, VA, USDA and more
  • Trusted American Mortgage Inc
  • 8400 East Prentice Avenue, Suite 1500, Englewood, CO, 80111
  • Trusted American Mortgage our mission is to serve our customers with honesty, integrity, and competence. For 23 years our goal has been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Colorado Lending Team LLC
  • 7887 E Belleview Ave, Suite 1100, Englewood, CO, 80111
  • Colorado Lending Team Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your.
  • CORE Finance Group
  • 6075 South Quebec Street, Suite 100, Englewood, CO, 80111
  • CORE Finance Group our mission to provide comprehensive debt and equity solutions for consumers, realtors, real estate investors, business owners, real estate developers, and builders. We regard it as a privilege to serve our clients. Our primary priority is to ensure the satisfaction of our clients’ needs.
  • Tri-State Mortgage LLC
  • 6436 South Racine Circle, Suite 114, Centennial, CO, 80111
  • Tri-State Mortgage began in 2003 by Frank Brock. Mr. Brock had worked in the the industry since 1991 and has worked for several small mortgage companies and larger firms such as: Countrywide, Key Bank and Lehman Brothers. The customer service provided by the big lenders prompted the creation of Tri-State Mortgage.
  • WineHouse Mortgage
  • 4950 South Yosemite Street, Suite F2-145, Greenwood Village, CO, 80111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.