FHA VS Conventional loan in River-Rouge, Wayne County, Michigan

In 2026, the Conventional loan limit in River-Rouge, within Wayne county, MI, is $647,200. Meanwhile, the FHA ceiling for a single-family home is $420,680.

Utilize Lendersa®'s Conventional loan calculator to evaluate today’s best rates across Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, assess Conforming Conventional, USDA, FHA, and VA loans side-by-side to select the optimal program in MI for your financial situation.

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2026 Loan Limits and Down Payment Requirements in River-Rouge, Wayne County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 48218, 48222

Exploring Conventional and FHA Loan Options in River-Rouge, MI

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loans without hassle. Choose from three starting paths that facilitate matching with appropriate lenders and loan programs.

Results from Lendersa USDA loan requests and matches


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  • FDU Federal Credit Union
  • 12 Main Street, Suite 4, Madison, NJ, 07940
  • FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.

  • Newfield National Bank
  • 18 S.West Boulevard, Newfield, NJ, 08344
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  • HomeTrust Bank
  • 10 Woodfin Street, Asheville, NC, 28801
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  • Plum Dog Financial LLC
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  • 908 Woodland Street, Nashville, TN, 37206
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    The safety and well-being of our employees, members.

  • Community Mortgage Advisors, LLC
  • 615 Main St, Suite 205, Nashville, TN, 37206
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  • Farmers State Bank of Alto Pass
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  • Exchange Bank of Northeast Missouri
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    The credit union is a member-owned financial cooperative providing banking services including savings, loans.