FHA VS Conventional loan programs in River-Rouge, Wayne County, Michigan

In 2025, the Conventional loan limit in River-Rouge, within Wayne county, MI, is $647,200. Meanwhile, the FHA ceiling for a single-family home is $420,680.

Utilize Lendersa®'s Conventional loan calculator to evaluate today’s best rates across Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, assess Conforming Conventional, USDA, FHA, and VA loans side-by-side to select the optimal program in MI for your financial situation.

Evaluate loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in River-Rouge, Wayne County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 48218, 48222

Exploring Conventional and FHA Loan Options in River-Rouge, MI

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loans without hassle. Choose from three starting paths that facilitate matching with appropriate lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • JK&Associates
  • 4499 Via Marisol, Suite 222B, Los Angeles, CA, 90042
  • Our ultimate goal is to find the perfect fit for you and your family and to make you feel great about the mortgage. JK&Associates is ready to be right by your side and help you along this journey, comparing hundreds of mortgage options to find what is best for you. and also experienced team of Mortgage Advisors guide you.
  • American Financial Center
  • 790 Terrace 49, Los Angeles, CA, 90042
  • We handle the job from start to finish of getting you into the home of your dreams. Our real business is you. Give yourself options with a variety of our programs from FHA, VA, Conventional, and more! You can count on us to deliver efficient service to lower your current payment or help you receive cash out
  • Equity Funding Source
  • PO Box 421327, Los Angeles, CA, 90042
  • Equity Funding Source, Inc. is a mortgage broker that specializes in arranging loans directly for borrowers who, for the most part, are property owners, buyers or developers with substantial cash equity in the property and who often provide personal guarantees. This California mortgage brokerage specializes in private money equity loan sources.
  • Firefighters First Credit Union
  • 815 Colorado Blvd, Los Angeles, CA, 90041
  • Firefighters First Credit Union prides itself in being the trusted provider of premier financial services to our Fire Family since 1935. We respond to firefighters unique financial needs by delivering tailored financial tools that let them enjoy life, both at the station and at home
  • Integrous Real Estate Capital
  • 1152 Colorado Boulevard, Los Angeles, CA, 90041
  • Integrous Real Estate Capital is a full-service real estate brokerage and lending company providing debt and equity investment capital, based in Los Angeles, California serving residential and commercial real estate investors and professionals. As investors ourselves, we understand that the primary objective of every investment is to increase net e
  • Sky Minor Real Estate
  • 2272 Colorado Blvd, Suite 1310, Los Angeles, CA, 90041
  • "Hello! My name is Sky Minor, I'm a Realtor and Mortgage Lender in Los Angeles, and I love my job! I first became interested in Real Estate after reading Rich Dad, Poor Dad while eating ramen and saltine crackers in the back of my band's tour van. Initially entering into the industry as a Mortgage Loan Officer in 2003,"
  • America Smart Home
  • 8942 Garden Grove Boulevard, Suite 207, Garden Grove, CA, 92844
  • At America Smart Home, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Cal State L.A. Federal Credit Union
  • 2445 Mariondale Ave, Los Angeles, CA, 90032
  • Our main office rests centrally located in the community where we not only serve the university, but also important affiliates like Grifols, Goodwill, and municipal employees. For convenience, we have an office on campus to serve the growing student population. While we grow as a credit union, our mission has always been to provide economic growth
  • Century Home Lending
  • 12362 Beach Blvd, Suite 20, Stanton, CA, 90680
  • Century Home Lending is a mortgage brokerage, we are delivering the most competitive interest rates for home loans and refinance. Reduce your rate-Lower your payment-Pay off mortgage faster-Consolidate debts-Your first home-Your second homes-Investment homes-Gets cash-out for second homes-College cost-Emergency planing and Reduce your rate-Lower yo
  • Choicelend.com
  • 12362 Beach Boulevard, Suite 20, Stanton, CA, 90680
  • "At Choicelend.com our philosophy is pretty simple, deliver the best mortgage rates with the least amount of hassle. We are consumers just like you, we shop around, we order online, and we read reviews. We believe you should be able to shop for the best mortgage rate online without being forced to give up your information and anonymity."
  • Pacific Sunset Mortgage LLC
  • 15455 Northwest Greenbrier Parkway, Suite 145, Beaverton, OR, 97006
  • We believe nothing replaces old fashioned ‘one-on-one’ service with a local lender, with an office you can walk in to. In today’s busy world though, many need to get things going electronically while on the go. Others are in remote parts of the state and it is difficult to come in to the office.