FHA VS Conventional loan in New-Baltimore, Macomb County, Michigan

In the year 2025, the Conventional loan limit in New-Baltimore, within the county of Macomb, MI, is $647,200. Meanwhile, the FHA limit is set at $420,680 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to examine today's best rates among Conventional, FHA, and USDA loans, and determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, which assists in deciding the best program for your financial needs in MI.

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2025 Loan Limits and Down Payment Requirements in New-Baltimore, County of Macomb, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 48047

Explore Conventional and FHA Loan Options in New-Baltimore, MI

Lendersa® is dedicated to helping you secure the best possible Conventional, USDA, or FHA loan efficiently and easily. Choose one of the three starting points that connect you to matching lenders and programs.

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  • Security Mortgage Financial Services Inc
  • 1988 Amber Drive, Newtown, PA, 18940
  • I'm Steve Rosen, and I'm the founder of Security Mortgage Financial Services, which has been helping Pennsylvanians buy new houses and refinance their existing homes since 2001. In an increasingly impersonal, automated world, we believe in offering our clients a personal touch which is why so many of our clients turn into friends.
  • Longstreet Financial Inc
  • 4 Bennington Place, Newtown, PA, 18940
  • Longstreet Financial is a full service mortgage broker offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Commercial Lenders of America
  • 21 S 11th St 4th Fl, Philadelphia, PA, 19107
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.
  • Asian Bank
  • 815-837 Arch Street, Philadelphia, PA, 19107
  • At Asian Bank, we share your values of hard work, saving, and education. We are committed to providing highly personalized service and a wide range of banking products and services to help you, your family and your business.values of hard work, saving, and education. We are committed to providing highly personalized service
  • Police and Fire Federal Credit Union
  • 901 Arch Street, Philadelphia, PA, 19107
  • PFFCU’s mission is to be our members’ primary financial services provider, focusing on loans and deposits. We will earn our members’ Trust by providing quality financial products at very attractive prices, delivered with superior Service, Value, and Convenience. PFFCU is looking for staff who share our values and can help us achieve our mission.
  • Hansen Mortgage Services
  • 905 Arch Street, Suite 201, Philadelphia, PA, 19107
  • Hansen Financial Svc is a mortgage lending institution that prides itself in providing high quality financial services to the public. It is our mission to provide high quality mortgage programs at the most competitive rates in the nation. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans, second mortgages.
  • Lisa Home Mortgage
  • 123 N. 9th Street, Suite 101, Philadelphia, PA, 19107
  • LISA HOME MORTGAGE is an American Limited Liability Corporation in the mortgage industry. As a leader in mortgage financing, the company is multi-state licensed, providing mortgage loan options for clients in need of purchasing or refinancing residential or commercial properties.
  • Keystone Lending Partners
  • 1315 Walnut Street, Suite 1517, Philadelphia, PA, 19107
  • We’re a small, local mortgage company that does things a little differently. We take a personal approach to every loan because this isn’t just a financial decision-it’s your home. We have almost 20 years of experience in the residential mortgage business with access to a full spectrum of loan products to fit your purchase and refinance needs.