FHA VS Conventional loan in Utica, Macomb County, Michigan
In the year 2025, the conventional loan limit in Utica, located within Macomb county, MI, is set at $726,200. Meanwhile, for a single-family home, the FHA limit is established at $472,030.
Employ the Lendersa® Conventional loan calculator for comparing today's optimal rates across Conventional, FHA, and USDA loans. It helps establish the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator juxtaposes Conforming Conventional loans, USDA, FHA, and VA to guide you in selecting the best option in MI for your personal finances.
2025 Loan Limits and Down Payment Requirements in Utica, Macomb County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to the following zip codes: 48315, 48317, 48318
Available Conventional and FHA Loan Choices in Utica, MI
The aim of Lendersa® is to swiftly and effortlessly procure the ideal Conventional, USDA, or FHA loan for you. Choose from three starter options to find matching lenders and loan programs.
10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
8345 W. Sunset Rd, Suite 380, Las Vegas, NV, 89113
We have been committed to serving the needs of our borrowers for over 30 years. We are a full-service lender offering quick pre-approvals, in-house underwriting and on-time closings at competitive interest rates. While most lenders have limited flexibility in qualifying home buyers.
8337 West Sunset Road, Suite 300, Las Vegas, NV, 89113
Our team constantly strives for self improvement and incorporate this knowledge and education to help our clients have a better experience. I have been lending since 1997 so I already know what the underwriter is looking for and can prepare you for that process. That means simplicity for you, and an advocate to show you how to navigate the waters
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Lone Mortgage has been open since 2006
Offering the industry's deepest menu of loan programs, allowing us to close loans when other lenders have said no. We are dedicated to providing superior service combined with innovative loan programs to ensure the greatest value for our customer... creating a ""Client for Life."""
5185 S. Durango Drive, Unit 2, Suite 101, Las Vegas, NV, 89113
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At All Western Mortgage, we leverage our talent and resources to reinvent our industry, continuously striving to be recognized as a leader in the mortgage business. We always aspire to provide superior service combined with innovative loan programs to ensure the greatest value for our customers, creating a “Client for Life”.
