FHA VS Conventional loan programs in Utica, Macomb County, Michigan
In the year 2025, the conventional loan limit in Utica, located within Macomb county, MI, is set at $726,200. Meanwhile, for a single-family home, the FHA limit is established at $472,030.
Employ the Lendersa® Conventional loan calculator for comparing today's optimal rates across Conventional, FHA, and USDA loans. It helps establish the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator juxtaposes Conforming Conventional loans, USDA, FHA, and VA to guide you in selecting the best option in MI for your personal finances.
2025 Loan Limits and Down Payment Requirements in Utica, Macomb County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to the following zip codes: 48315, 48317, 48318
Available Conventional and FHA Loan Choices in Utica, MI
The aim of Lendersa® is to swiftly and effortlessly procure the ideal Conventional, USDA, or FHA loan for you. Choose from three starter options to find matching lenders and loan programs.
8414 Falls of Neuse Rd, Suite 202, Raleigh, NC, 27615
Raleigh Mortgage Group, Inc (RMG) is a licensed Mortgage Broker providing financing for properties located in North Carolina.We have been right here on Six Forks Road in Raleigh since 2001.RMG has survived the economic downturn and is up to date and in compliance with all aspects of the recent mortgage reforms & remains locally owned and operated.
Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota
115 Hardman Avenue South, South Saint Paul, MN, 55075
Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.
100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts
Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service
