Explore the differences! FHA VS Conventional loan programs in New-Haven, Macomb County, Michigan

Within 2026, the maximum for Conventional loans in New-Haven, within Macomb county in MI, is $647,200. In contrast, the FHA cap for a single-family residence is $420,680.

Use the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA financing. Determine necessary income, credit, reserves, and documentation to qualify. Our advanced tool contrasts Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable program in MI based on your financial situation.

Explore loan options from over 100 lenders

2026 Loan Limits and Down Payment Details in New-Haven, Macomb County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: The comparison table is valid for these zip codes: 48048

FHA and Conventional Loan Choices in New-Haven, MI

Lendersa® strives to secure the best possible Conventional, USDA, or FHA loan smoothly and quickly for you. Choose from three starting points to connect with matching lenders and loan programs.

Results from Lendersa USDA loan requests


New-Haven Lenders

  • Simple Home Lending
  • 17901 Hall Rd, Macomb, MI, 48044
  • Lends in Michigan
  • Our mission is to Simplify a very complex industry...We promise to deliver the best possible advice and the most productive solutions to our clients. We can proudly state that collectively our team has worked together for Twenty Years. We share our ideas and strategies.It is our Privilege and our Obligation to serve You.

  • Elementary Lending
  • 45693 Hayes Road, Shelby Township, MI, 48315
  • Lends in Michigan
  • Elementary Lending is a Premier Mortgage Brokerage in the Metro Detroit area. Our main focus is to educate our clients on all available options to ensure they are able to get into the program that best fits their goals. Our amazing team will help every client with a simplified and transparent process.

  • Zana Financial & Equity Group Inc
  • 14121 Lakeside Boulevard North, Shelby Township, MI, 48315
  • Lends in Michigan
  • We have built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers and also There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.

  • Assured Capital Funding Inc.
  • 14203 Rick Dr, Utica, MI, 48315
  • Lends in Michigan
  • Local mortgage broker located in Shelby Township, Michigan. Offering all types of mortgages. Conventional, FHA, VA, USDA/Rural Development. Second Mortgages and HELOCS. 0% Down Payment programs available for first-time home buyers. We are mortgage experts that find solutions to work with all types of credit profiles and borrowers'

  • FreeStar Financial Credit Union
  • 37570 S Gratiot Ave, Clinton Township, MI, 48036
  • Lends in Michigan
  • FreeStar Financial Credit Union was originally established in 1957 at what is now the Selfridge Air National Guard Base as Selfridge Air Force Base Credit Union. In its early years, the Credit Union's field of membership consisted of military personnel and supplemental staff at Selfridge Air Force Base.

  • Wall Street Lending
  • 17000 17 Mile Road, Clinton Township, MI, 48038
  • Lends in Michigan
  • Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems.

    As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.

  • Sock Mortgage LLC
  • 42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038
  • Lends in Michigan
  • John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.

  • BrightSide Lending LLC
  • 42475 Garfield Rd, Clinton Township, MI, 48038
  • Lends in Michigan
  • At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.

  • Victory Home Loans
  • 43260 Garfield, Suite 250, Clinton Township, MI, 48038
  • Lends in Michigan
  • "Victory Home Loans is a wholesale brokerage that was established in December of
    2000. Scott Van Sickle is the broker & brings over 15 years of combined
    mortgage & real estate experience to the table.Being a wholesale broker gives us
    the unique advantage of giving superior service while at the same time delivering
    very competitive rates and