Explore the differences! FHA VS Conventional loan programs in New-Haven, Macomb County, Michigan

Within 2025, the maximum for Conventional loans in New-Haven, within Macomb county in MI, is $647,200. In contrast, the FHA cap for a single-family residence is $420,680.

Use the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA financing. Determine necessary income, credit, reserves, and documentation to qualify. Our advanced tool contrasts Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable program in MI based on your financial situation.

Explore loan options from over 100 lenders

2025 Loan Limits and Down Payment Details in New-Haven, Macomb County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: The comparison table is valid for these zip codes: 48048

FHA and Conventional Loan Choices in New-Haven, MI

Lendersa® strives to secure the best possible Conventional, USDA, or FHA loan smoothly and quickly for you. Choose from three starting points to connect with matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • Towne Mortgage Company
  • 2170 E Big Beaver Rd, Suite A, Troy, MI, 48083
  • "The Towne Mortgage family of companies'​ mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring! Headquartered in Troy, Michigan with over 30 years of experience,"
  • C 4 D Mortgage Company LLC
  • 100 E Big Beaver Rd, Suite 940, Troy, MI, 48083
  • C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Premia Relocation Mortgage
  • 1111 W. Long Lake Road, Suite 102, Troy, MI, 48098
  • Our experienced team has focused on financing the needs of the relocating employee and their employer. Our business is built around the relocation industry. We understand this unique situation and will provide a high-touch, high-tech approach. Our mortgage consultants average 20 years relocation mortgage experience and will work closely.
  • Arcadia Lending
  • 329 W 14 Mile Rd, Clawson, MI, 48017
  • "Arcadia Lending is committed to helping you find the best mortgage to fit your needs. We are one of the highest reviewed mortgage companies in the industry. Every borrower's situation is different and Arcadia Lending has the range of mortgages to help you secure financing even if you've had troubles elsewhere."
  • Citizens Home Loan LLC
  • 18468 Mack Grosse Pointe, Farms, MI, 48236
  • Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
  • Hill Mortgage
  • 81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
  • Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
  • Honest Lending
  • 755 W Big Beaver Rd, Suite 2020, Troy, MI, 48084
  • We are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. Honest Lending is a team of experienced home lending professionals who believe that everyone should be treated like family. Our founder has more than 10 years combined experience in helping clients like you.
  • Direct Home Mortgages, LLC
  • 3250 W Big Beaver Rd, Suite 229, Troy, MI, 48084
  • Direct Home Mortgages is a premier Mortgage Broker based in Troy, Michigan. We are licensed in the states of Michigan, Colorado, and Texas. We are committed to ensuring you get the very best mortgage for your situation. That’s why with our vast resources and lender relationships, Direct Home Mortgages is able to offer a variety of types
  • Limitless Mortgage Solutions
  • 100 west big beaver rd, Suite 200, Troy, MI, 48084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • IPFS Mortgage
  • 3250 W Big Beaver RD, Suite 120, Troy, MI, 48084
  • The Integrity Property Financial Services Team is your premier mortgage team located in Troy, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Michigan area.
  • Core Direct Mortgage Inc
  • 1700 West Big Beaver Road, Suite 350, Troy, MI, 48084
  • At Core Direct Mortgage, we believe in finding a solution for all applicants. If you are having trouble getting approved for a home loan, please contact us today at 720-508-0621. We are here to help. We offer a wide variety of loan programs to fit our clients' needs in today's real estate market.
  • Everest Financials Inc
  • 2855 Coolidge Highway, Suite 118, Troy, MI, 48084
  • Everest Financials Inc. is your premiere mortgage broker located in Troy, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance