FHA VS Conventional loan programs in Newaygo, Newaygo County, Michigan

In 2026, the limit for Conventional loans in Newaygo, within Newaygo County, MI, is established at $726,200, while the FHA limit for a single-family home stands at $472,030. This information is critical for potential homebuyers seeking adequate financing options.

Utilize the Lendersa® Conventional loan calculator to evaluate today's most competitive rates across Conventional, FHA, and USDA options. This tool assists in determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, empowering you to make an informed decision on which program in MI aligns best with your financial goals.

Compare loan offers from more than 100 lenders and find the perfect fit for your needs.

2026 Loan Limits and Downpayment Specifications in Newaygo, Newaygo County, MI

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 49337

Exploring Conventional and FHA Loan Options in Newaygo, MI

Lendersa® is committed to providing you with the best possible options for Conventional, USDA, or FHA loans, ensuring a seamless and hassle-free experience. Choose one of three starting points to connect with matching lenders and tailored loan programs designed to meet your individual needs.

USDA loan request results facilitated by Lendersa


Newaygo Lenders

  • Community First Federal Credit Union
  • 9637 N Greenville Rd, Lakeview, MI, 48850
  • Lends in Michigan
  • Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.

  • Michigan Coastal Credit Union
  • 1086 Creston Street, Muskegon, MI, 49442
  • Lends in Michigan
  • At Michigan Coastal Credit Union, we’ve been owned by our members since 1958. We are committed to Making a Difference and Adding Value to our team, members and the communities we serve.

    We currently have one office, but we offer 30, 000 Surcharged ATM’s partnering with the CO-OP ATM network.

  • Meijer Credit Union
  • 2410 Gaynor Avenue NW, Grand Rapids, MI, 49544
  • Lends in Michigan
  • Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.

  • Riverbank Finance LLC
  • 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
  • Lends in Michigan
  • Riverbank Finance is a locally owned Grand Rapids Mortgage Broker that offers mortgage loans for both refinancing and home purchases. Our extensive list of mortgage programs allows us to offer some of the most competitive mortgage rates and options in the industry. Our contracts with several banks

  • West Michigan Mortgage
  • 5344 Plainfield Ave NE, Grand Rapids, MI, 49525
  • Lends in Michigan
  • West Michigan Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.

    We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.

  • Riverbank Finance LLC
  • 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
  • Lends in Michigan
  • We are a locally owned mortgage company that specializes in home-buyer financing. Our wide range of home loan programs allows us to offer tailored mortgage programs based on each client's individual needs. Most of our loan options have no lender fees while also having some of the lowest rates in the industry.

  • Lake State Mortgage
  • 5500 Northland Dr NE, Suite J, Grand Rapids, MI, 49525
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Intandem Credit Union
  • 1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
  • Lends in Michigan
  • Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.

    Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.

  • Best Financial Credit Union
  • 1888 East Sherman Boulevard, Muskegon, MI, 49444
  • Lends in Michigan
  • Since 1955, Best Financial Credit Union, formerly Community Schools Credit Union, has focused on providing a comprehensive, member-first banking alternative to the people of West Michigan. We've done so by a combination of getting to know our members' needs on a personal basis, then responding with customized, state-of-the-art services.