For the year 2026, the cap for conventional loans in Portland within Ionia County, MI is set at $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to juxtapose today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed when qualifying. With our advanced mortgage calculator, you can compare side-by-side the Conforming Conventional loans, USDA, FHA, and VA, helping you decide the optimal program in MI for your financial scenario.
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| Type of Loan | Loan Cap | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison applies to the following zip codes: 48875
At Lendersa®, our goal is to efficiently obtain for you the finest Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting methods leading to corresponding lenders and loan plans.
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