In 2026, the Conventional loan limit for Ionia, situated in Ionia county, MI, is $726,200. The FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Assess required income, credit, reserves, and documents. Our advanced mortgage calculator showcases side-by-side Conforming Conventional, USDA, FHA, and VA loans, helping you select the ideal program in MI for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the zip codes: 48846
Lendersa® aims to quickly connect you with the best Conventional, USDA, or FHA loans, hassle-free. Choose one of three starting points for matching lenders and loan programs.
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