FHA VS Conventional loan programs in Ionia, Ionia County, Michigan

In 2025, the Conventional loan limit for Ionia, situated in Ionia county, MI, is $726,200. The FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Assess required income, credit, reserves, and documents. Our advanced mortgage calculator showcases side-by-side Conforming Conventional, USDA, FHA, and VA loans, helping you select the ideal program in MI for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Ionia, Ionia, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 48846

Conventional and FHA Loan Options in Ionia, MI

Lendersa® aims to quickly connect you with the best Conventional, USDA, or FHA loans, hassle-free. Choose one of three starting points for matching lenders and loan programs.

Results from USDA loan request with Lendersa


  • Technicolor Federal Credit Union
  • 434 W. Alameda Ave, Burbank, CA, 91506
  • Technicolor Federal Credit Union is a member owned and operated financial cooperative institution. Membership is exclusively available to employees and family members of Technicolor Inc., Live Nation Entertainment Inc. and over 120 other companies in the entertainment industry and from select Los Angeles based businesses, unions and organizations.
  • Media City Credit Union
  • 1020 W Olive Ave, Burbank, CA, 91506
  • Media City Credit Union is Federally Insured by NCUA - Equal Housing Opportunity and has served its members since 1936 when we were founded by employees of Helms Bakeries. A credit union is like a bank, only better. Media City CU offers checking, savings, credit cards and loans, yet profits are returned back to members in the form of reduced fees,
  • "Mafyan & Associates INC. Nationwide Lending"
  • 2001 West Magnolia Boulevard, Suite D, Burbank, CA, 91506
  • Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.
  • USC Credit Union
  • 3720 S. Flower Street, Los Angeles, CA, 90051
  • The University of Southern California Credit Union is incredibly proud to serve the entire Trojan Family—USC students (including more than 18, 000 undergraduates and 22, 000 graduate and professional students), alumni, faculty, and staff, as well as those who live and work in Orange County and the City of Los Angeles.
  • California Bear Credit Union
  • 300 S. Spring Street, Suite 1215, Los Angeles, CA, 90013
  • Our Mission is to Provide the best quality of financial and credit products and services to meet the needs of our members. Provide products and services at fair, competitive prices, and to invest excess funds in such a manner that the return on those investments will contribute to capital growth and financial stability of the credit union.
  • Real Estate Plus +
  • 701 N. Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
  • We believe in becoming a responsible corporate business partner while providing sellers, buyers, and corporate clients our services with efficiency, technology, and communication. Assuring all clientele that our knowledge and integrity can be trusted to receive the expected results for success.
  • Carbarr Funding
  • 701 North Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
  • Carbarr Funding is a California based brokerage approved in accordance to the Frank & Dodd act under the auspices of the California Department of Real Estate and dully registered with the Nationwide Licensing Registry System. The company specializes in mortgage lending catering diverse financing options for today's complex real estate market.
  • Molina Financial Services Inc.
  • 1382 W. Sunset Boulevard, Los Angeles, CA, 90026
  • Molina Financial Services specializes in helping our clients reach their Real Estate Financing objectives. We have helped countless families purchase their first home by matching their personal financial goals with the best loan programs. We have also helped countless investors finance their real estate investment projects
  • JMJ enterprises
  • 633 W 5th Street, 26th Floor, Los Angeles, CA, 90071
  • JMJ Enterprises is a full service real estate & mortgage company as well as an auto broker. We specialize is real estate acquisition, sales and financing. As an auto broker we assist clients in finding new and used cars and help them get the best financing.broker. We specialize is real estate acquisition,
  • Capital Funding Corporation of America
  • 515 South Flower Street, Los Angeles, CA, 90071
  • Capital Funding Corporation of America is a direct lender that provides customized debt financing solutions to real estate professionals taking advantage of current market opportunities. Our primary goal is to provide secured real estate loans quickly, efficiently, and at competitive rates.
  • Security Bancorp
  • 23504 Lyons Ave Suite 103B, Santa Clarita, CA, 91321
  • Security Bancorp is a family owned company that has been serving California residents for more than 25 years. Security Bancorp is licensed by the California Department of Real Estate and is equipped with knowledgeable mortgage experts that provide excellent and quality service to our consumers.
  • Unify Home Loans
  • 621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
  • At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.