FHA VS Conventional loan programs in 2025 for Saginaw, Saginaw County, Michigan
In 2025, within Saginaw of Saginaw County, MI, the limit for conventional loans is set at $726,200. In comparison, the FHA limit for a single-family home reaches $472,030.
Leverage the Lendersa® Conventional loan calculator to effectively compare today's top rates for Conventional versus FHA versus USDA loans. This advanced tool allows you to determine the necessary income, credit score, reserves, and documentation required for qualification. Watching these programs side by side, including Conforming Conventional loans, USDA, FHA, and VA, helps you make informed decisions on which program in MI suits your financial requirements best.
2025 Loan Limits and Down Payment Specifications in Saginaw, Saginaw County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to these zip codes: 48607, 48602, 48601, 48606, 48663
Exploring Conventional and FHA Loan Options in Saginaw, MI
Lendersa® is devoted to providing you with the quickest and most efficient path toward securing a suitable Conventional, USDA, or FHA loan without unnecessary obstacles. Choose one of the three starting pathways designed to align you with appropriate lenders and customized loan programs.
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