FHA VS Conventional loan in Shields, Saginaw County, Michigan
For 2026, the maximum conventional loan limit in Shields, which is within Saginaw county, MI, is $726,200. In contrast, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates in Conventional, FHA, and USDA loans. Assess income, credit, reserves, and document requirements needed to qualify. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the perfect program in MI for your financial circumstances.
2026 Loan Limits and Downpayment Requirements in Shields, County of Saginaw, MI
Loan Category
Maximum Loan
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to the following zip codes: 48609
Explore Conventional and FHA Loan Opportunities in Shields, MI
The goal of Lendersa® is to quickly provide the best Conventional, USDA, or FHA loan options without hassle. Choose from three initial paths to connect with suitable lenders and loan programs.
Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.
Team One Credit Union was originally organized by a group of 15 teachers as Saginaw Teachers Club Credit Union in 1935. Formed to fill a need as a place where teachers could receive financial assistance at reasonable rates, the purpose of this credit union was, and is, to encourage thrift (savings) among our members.
Wanigas Credit Union is a member-owned financial cooperative dedicated to providing a full range of quality financial products and services that meet the ever-changing needs of our membership. Services like mobile banking that include mobile loan applications, mobile check deposit, mobile bill pay and more.
Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town
Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.
United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots.
975 North Main St, Suite D, Frankenmuth, MI, 48734
Lends in Michigan
Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services to fellow credit unions. We are credit union owned and were founded in 2008 by three credit union partners in Michigan: Frankenmuth Credit Union, Alpena Alcona Area Credit Union and Team One Credit Union.
Dow Chemical Employees’ Credit Union was the 182nd credit union organized in the State of Michigan.
In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.
When you open your account with MFCU, you become a member & owner of the credit union.At MFCU, we believe in you.Our promise is to be trustworthy, caring & enthusiastic to help you succeed. It comes naturally to us to listen carefully & build relationships in order to not only find solutions,but also minimize financial stress and maximize happiness
