FHA VS Conventional loan programs in South-Haven, Van Buren County, Michigan

During 2026, the conventional loan limit in South-Haven, within Van Buren county, MI, reaches $647,200, while the FHA cap is $420,680 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. It provides insights into the necessary income, credit profile, reserves, and documents required for eligibility. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in MI aligns best with your financial needs.

Examine loan offers from a range of 100 lenders

2026 Loan Limits and Downpayment Needs in South-Haven, Van Buren County, MI

Loan Type Loan Amount Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable for zip codes: 49090

Discover Conventional and FHA Loan Opportunities in South-Haven, MI

The purpose of Lendersa® is to swiftly provide you with the optimal Conventional, USDA, or FHA loan sans hassle. Choose one of three starting points to connect with suitable lenders and loan programs.

USDA loan matching results from Lendersa


South-Haven Lenders

  • Creative Capital Inc
  • 6938 Tranquility Lane, Fennville, MI, 49408
  • Lends in Michigan
  • Creative Capital Inc., an independently owned mortgage broker was established in 1997 in Royal Oak, MI out of a growing demand for procuring not only out-of-the-box lending options to borrowers, but also low cost, low interest conventional mortgages. The business was built on personal and professional integrity providing a broad spectrum.

  • The Mortgage House Inc
  • 305 Hoover, Suite 500, Holland, MI, 49423
  • Lends in Michigan
  • This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.

  • United Federal Credit Union
  • 2819 South State Street, Saint Joseph, MI, 49085
  • Lends in Michigan
  • United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.

  • Consumers Credit Union
  • 7200 Elm Valley Drive, Kalamazoo, MI, 49009
  • Lends in Michigan
  • Headquartered in Kalamazoo, Michigan, Consumers Credit Union has more than $1.4 billion in assets and has averaged 18% annual growth for 30 consecutive years. Locally owned since 1951, we serve over 108K+ individuals and businesses through 23 offices and more than 200 free ATM locations in Grand Rapids

  • Advia Credit Union
  • 6400 West Main St, Kalamazoo, MI, 49009
  • Lends in Michigan
  • Advia Credit Union's mission is to provide financial advantages. We look to proactively seek the quickest and easiest solutions available for members to maximize the financial value provided to them. Our name means something – we provide advice, we are member advocates, and we offer advantages.

  • Arbor Financial Credit Union
  • 1551 South 9th Street, Kalamazoo, MI, 49009
  • Lends in Michigan
  • Arbor Financial is a full-service credit union open to anyone who lives, works or worships in Michigan. Our employees are committed to helping our members improve their financial lives. credit union open to anyone who lives, works or worships in Michigan. We got our start in 1935 as the Kalamazoo School Employees Credit Union.

  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • Lends in Michigan
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.

  • First National Bank of Michigan
  • 348 W. Michigan Ave., Kalamazoo, MI, 49007
  • Lends in Michigan
  • First National Bank of Michigan is a locally owned, community-minded bank with locations in Kalamazoo, Portage, Grand Rapids, Holland, Lansing and Traverse City. Since its inception in 2006, the bank has delivered exceptional financial solutions by working together with customers to build personal.

  • Honor Credit Union
  • 8385 Edgewood Road, Berrien Springs, MI, 49103
  • Lends in Michigan
  • Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.