Explore the differences! FHA VS Conventional loan programs in Douglas, Allegan County, Michigan

In 2025, the limit for Conventional loans in Douglas, within the county of Allegan, MI, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to compare today's best rates and understand the qualifications for Conventional, FHA, and USDA loans. Our advanced mortgage calculator displays these loans side by side, including the Conforming Conventional, USDA, FHA, and VA options, helping you decide which program in MI meets your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Douglas, Allegan, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These zip codes are covered: 49406, 49408

Conventional and FHA Loan Options in Douglas, MI

Lendersa® is committed to providing you with the ideal Conventional, USDA, or FHA loan swiftly and smoothly. Choose from three initial steps to find lenders and loan programs that align with your needs.

See Lendersa USDA loan request and matching results


  • FitzGerald Financial Group
  • 600 Jefferson Plz, Rockville, MD, 20852
  • FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to
  • Lafayette Federal Credit Union
  • 2701 Tower Oaks Blvd, Rockville, MD, 20852
  • Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions.
  • America Trust Funding
  • 5912 Hubbard Dr, Rockville, MD, 20852
  • At America Trust Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • BMIC Mortgage Inc
  • 5640 Nicholson Lane, Suite 210, Rockville, MD, 20852
  • BMIC has a customized process that is simple and straightforward, allowing us to complete a loan application in a matter of minutes. We will have a loan decision for our clients within an hour. At that time, BMIC will issue a formal loan approval.BMIC recognizes that each circumstance is unique
  • American Capital Financial Group, LLC
  • 5010 Nicholson Lane, Suite 100, Rockville, MD, 20852
  • At American Capital Financial Group, LLC. We are a full-service local mortgage company based in Rockville, MD. We specialize in First Time Home Buyers, Purchase, Refinance, VA, FHA, JUMBO and USDA Loans specifically in Maryland, Washington DC and Virginia. Here at American Capital Financial Group, we give you all the options of buying a home.
  • Infinity Financial Services, LLC
  • 11140 Rockville Pike, Suite 400, North Bethesda, MD, 20852
  • Infinity Financial Services, LLC is a boutique mortgage company for both residential and commercial lending.The company was founded in 2000 by Sandra Marshall, a Maryland native and financing expert with more than 20 years of diverse experience in the lending and real estate industry.
  • WH Mortgage
  • 6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817
  • Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.
  • The First National Bank of Bemidji
  • 1600 Paul Bunyan Dr NW, Bemidji, MN, 56601
  • First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.
  • Security BankUSA
  • 1025 Paul Bunyan Dr NW, Bemidji, MN, 56601
  • Security Bank USA is a full-service community bank that measures our success by the success of our customers. Our goal is to make your life easier by providing you with personal and professional financial specialists who understand your needs. Our mission is to make Security Bank USA the preferred banking destination for our customer