Explore the differences! FHA VS Conventional loan programs in Fair-Plain, Berrien County, Michigan

In 2025, Convetional loan limit in Fair-Plain, county of Berrien, MI is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MI is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Fair-Plain, county of Berrien, MI

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 49022

Conventional and FHA loan options in Fair-Plain, MI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Atlanta Family Mortgage LLC
  • 3058 Chelsea Lane, Suite 100, Acworth, GA, 30102
  • DANIEL GOVIN a hard-working, persistent professional, who finds the best means to successfully manage and complete the loan originating process. Daniel is dedicated in achieving the highest levels of quality to ensure client satisfaction is met. As an analyst and facilitator, “I share knowledge with clients and all who I work with.
  • DHL Mortgage
  • 529 W Summit Ave, Suite 2A, Charlotte, NC, 28203
  • At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Connects Federal Credit Union
  • 7700 Shrader Road, Richmond, VA, 23228
  • Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
  • Direct Mortgage Brokers, LLC.
  • 2103 East Parham Road, Suite 210, Henrico, VA, 23228
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Gum Tree Mortgage
  • 218 S Thomas St, Suite 105, Tupelo, MS, 38801
  • Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide
  • Charlotte Metro Credit Union
  • 718 Central Avenue, Charlotte, NC, 28204
  • At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members! What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
  • Piedmont Financial Services LLC
  • 322 Lamar Avenue, Suite 300, Charlotte, NC, 28204
  • Piedmont Financial is a customer service and price-driven mortgage company focused on providing clients with the best possible mortgage product for their needs at the lowest possible margin. We're a regional lender currently operating in North Carolina, South Carolina, Virginia, Georgia and Alabama.
  • Neighborhood Lender
  • 1200 East Morehead Street, Suite 290, Charlotte, NC, 28204
  • At Neighborhood Lender, we're creating a new kind of mortgage experience - one that has less stress, less paperwork, and no closing costs. We're a small team of mortgage professionals who put our customers'​ needs first. We can beat the banks, because we're committed to finding the best mortgage and refinancing options available.
  • Blue Flame Credit Union
  • 4301 Yancey Road, Charlotte, NC, 28217
  • Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.
  • Vibrant Mortgage Group Inc
  • 7950 Nations Ford Road, Suite 17, Charlotte, NC, 28217
  • Vibrant Morgage specializes in helping our clients reduce the headaches of refinancing or purchasing a new home. We at Vibrant have more than a decade of experience and have assisted many clients in achieving their goal of homeownership. We do that by simplifying the process and acting as an advocate for our clients.
  • Waterside Mortgage
  • 375 Parkway 575, Suite 240, Woodstock, GA, 30188
  • Waterside Mortgage came together with a determination to bring a knowledgeable and refreshing approach to mortgage lending. Our loan officers and staff are the key to cultivating a positive experience in the loan origination process. Application, Underwriting, and closing our staff will be there to educate and guide you through the process.