FHA VS Conventional loan programs in 2026 for Fair-Plain, Berrien County, Michigan

In 2026, the loan limit for a Conventional loan in Fair-Plain, located in Berrien county, MI, stands at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Explore today's rates for Conventional loans at Lendersa
Comparison of loan calculators

Lendersa® offers a Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. The tool helps you assess income, credit, reserves, and the documents needed for qualification. Our advanced mortgage calculator allows you to view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in MI that meets your financial needs.

Check loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Fair-Plain, County of Berrien, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 49022

Options for Conventional and FHA Loans in Fair-Plain, MI

Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Begin with one of three approaches designed to align you with suitable lenders and loan programs.

  1. Submit a comprehensive request for optimizing Conventional/USDA/FHA loans
  2. Access USDA, FHA, and Conventional rates & terms promptly
  3. Discover the largest database of Conventional lenders
View results from Lendersa USDA loan requests and matches



  • Greenbriar Lending
  • 9710 Traville Gateway Dr # 295, Rockville, MD, 20850

  • Greenbriar Lending, LLC. has rapidly become one of the most respected private lenders in the industry. Our mission is to provide our customers with the capital and knowledge to insure profitability on all of their real estate transactions. We are self-funded and provide our clients with swift and flexible commercial financing options. We focus on


  • Merchants and Planters Bank
  • 120 Hazel Street, Newport, AR, 72112

  • Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs

  • York Educational Federal Credit Union
  • 1601 South Queen Street, York, PA, 17403

  • York Educational Federal Credit Union is a not-for-profit financial organization, owned and operated by its members. Organized in 1969, our goals have always been to help each other by providing financial services to meet the needs of members; assisting and educating members to make the best use of their financial resources.

  • Apple Federal Credit Union
  • 4097 Monument Corner Drive, Fairfax, VA, 22030

  • Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience.

    We’re grateful for every member who chooses to be a part of the Apple family.

  • Mainstreet Bank
  • 10089 Fairfax Blvd, Fairfax, VA, 22030

  • MainStreet Bank, Member FDIC, is a community bank headquartered in Fairfax, Virginia and serving the Washington, DC metropolitan area.

    MainStreet has 55, 000 free ATMs across the United States and in Canada, Mexico and the UK. With a robust and easy-to-use online business banking technology, MainStreet has “put our bank

  • First Mortgage Group, Inc.
  • 10807 Fieldwood Drive, Fairfax, VA, 22030

  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • George Mason Mortgage, LLC
  • 4100 Monument Corner Drive, Suite 100, Fairfax, VA, 22030

  • Our foundation is built on the goal of helping families in our communities develop financial wealth and independence through homeownership. We serve both our clients and business associates with the products, technology and experience to provide the best solutions for your unique financial story.

  • Capital Mortgage Group, Inc.
  • 12916 Swedes St, Fairfax, VA, 22030

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Atlantic Coast Mortgage
  • 4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030

  • ACM is known for offering a better solution for homebuyers through our simple, easy, & stress-free process. We do this by offering a proprietary blend of technologies, systems, & processes. We not only help our clients close on time; we also provide them with free tools & information to continue guiding and helping them make smart decisions around.

  • Home Savings & Trust Mortgage
  • 3701 Pender Dr , STE 150, Fairfax, VA, 22030

  • We strive to fulfill the dream of home ownership, build lasting client relationships, and create value that stands the test of time. At Home Savings & Trust Mortgage (HSTM), we combine a positive approach with market knowledge and mortgage expertise to ensure homeowners maximize their 'home equity'

  • Peace Home Lending
  • 3975 University Dr, Suite 230, Fairfax, VA, 22030

  • PEACE’s mission is to help our clients reach their home financial goals by providing holistic advice, based on each clients particular scenario, founded on the principles of proactiveness, efficiency, availability, creativity, and effectiveness. Focused on getting you the best home loan, and making it a great experience along the way.
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

Copyright © 2026 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA