In 2026, the Conventional loan limit for St.-Louis in Gratiot county, MI, stands at $647,200. Meanwhile, the FHA limit for a single-family home reaches $420,680.
Lendersa® offers a Conventional loan calculator to evaluate today's optimal rates for Conventional, FHA, and USDA loans. It helps assess requirements for income, credit, reserves, and necessary documents. Our advanced mortgage calculator presents side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision-making process for the most suitable program in MI based on your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table is valid for the following zip codes: 48880
The goal of Lendersa® is to promptly provide the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three starting points to connect with matching lenders and loan programs.
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