Explore the differences! FHA VS Conventional loan programs in Sterling-Heights, Macomb County, Michigan
In 2025, the conventional loan limit in Sterling-Heights, located in Macomb County, MI, is set at $647,200, while the FHA limit for a single-family home is established at $420,680.
Take advantage of the Lendersa® Conventional loan calculator to perform comparisons of today's most competitive rates among Conventional, FHA, and USDA options. By assessing income, required credit scores, reserve levels, and documentation, this advanced tool aids in determining qualification requirements. You can see Conforming Conventional loans compared directly with USDA, FHA, and VA loans, helping you decide which program in MI suits your financial plan best.
2025 Loan Limits and Down Payment Requirements in Sterling-Heights, Macomb County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for the following zip codes: 48310, 48313, 48312, 48314, 48311
Choices for Conventional and FHA Loans in Sterling-Heights, MI
The mission of Lendersa® is to ensure you access the most favorable Conventional, USDA, or FHA loans quickly and with ease, without encountering unnecessary hurdles. Begin by selecting one of three entry points designed to connect you with an array of matching lenders and customized loan programs.
Anderson State Bank’s operation spans three centuries of service to Knox and Henry counties. The Bank was opened in 1876 by A.B. Anderson. In 1917 the bank became incorporated under the name of Anderson State Bank.
Andrew B. Anderson came to Knox County in May 1852. A native of Scotland, Andrew first stopped in Victoria
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Marshfield Medical Center Credit Union was chartered in 1965 under laws of the State of Wisconsin by employees of St. Joseph’s Hospital. Until 1985 the credit union operated from office space in the hospital. That year we relocated to our own facility. Since then we have added numerous services and enjoyed exceptional growth.
Having worked for different companies as a loan originator for many years, Laura Leonhard, the founder of Mortgage Experts, had a vision: To offer our clients exceptional mortgage financing and service in a friendly, relaxed, and casual atmosphere. From this vision came Mortgage Experts Team of Waterstone – a full service mortgage lender.
Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay.
Customers can easily open an account or apply for a loan online.
421 Northern Boulevard South, Abington Township, PA, 18411
Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been helping homeowners achieve their goals since 1999. We take pride in providing a professional yet personal experience for each and every borrower steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower.
Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.
At Quad City Bank & Trust, we are very proud of our continued commitment to building relationships with our clients and our Quad City community. We invite you to stop by any one of our five locations and experience Quad City Bank & Trust, where there are always People you can bank on.