Explore the differences! FHA VS Conventional loan programs in Sterling-Heights, Macomb County, Michigan
In 2025, the conventional loan limit in Sterling-Heights, located in Macomb County, MI, is set at $647,200, while the FHA limit for a single-family home is established at $420,680.
Take advantage of the Lendersa® Conventional loan calculator to perform comparisons of today's most competitive rates among Conventional, FHA, and USDA options. By assessing income, required credit scores, reserve levels, and documentation, this advanced tool aids in determining qualification requirements. You can see Conforming Conventional loans compared directly with USDA, FHA, and VA loans, helping you decide which program in MI suits your financial plan best.
2025 Loan Limits and Down Payment Requirements in Sterling-Heights, Macomb County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for the following zip codes: 48310, 48313, 48312, 48314, 48311
Choices for Conventional and FHA Loans in Sterling-Heights, MI
The mission of Lendersa® is to ensure you access the most favorable Conventional, USDA, or FHA loans quickly and with ease, without encountering unnecessary hurdles. Begin by selecting one of three entry points designed to connect you with an array of matching lenders and customized loan programs.
"At Alibel Mortgage we strive to offer the best products and services in the mortgage industry. As wholesale mortgage brokers we are able to offer the absolute lowest rates in the business. Our goal is to provide the best possible experience for all of our clients.
We attend every closing. This ensures that your closing transaction goes smooth
The Investor’s Source LLC funds deals throughout Colorado, offering a variety of hard money lending programs that provide solutions to the short-term challenges facing real estate investors. We can pre-approve your deal in 24-48 hours (or less) with no initial appraisal or deposit required until pre-approval is complete. Ask about our Preferred/
Aurora Federal Credit Union is about people helping people. Aurora Federal Credit Union was originally chartered in 1968 by City of Aurora employees. As a credit union member, you also become an owner and an important part of our member family. Aurora Federal Credit Union's purpose is to provide its members with convenient and personalized.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a
1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Option 1 Mortgage was started with the sole purpose of helping clients have a stress free mortgage experience. Here's our business model: Give our clients such an amazing experience, so they refer everyone they know to Option 1 Mortgage. That's it! We want you to have an incredible experience & get a great deal.
11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
"Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention.
We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more.
Having built our business on trusting relationships with real estate professionals"
