FHA VS Conventional loan programs in 2025 for Troy, Oakland County, Michigan
In the year 2025, the limit for conventional loans in Troy, situated in Oakland County, MI, is designated as $726,200. For an FHA loan specifically targeting single-family homes, the limit is in place at $472,030, providing specific financial boundaries for potential buyers.
Utilize the Lendersa® Conventional loan calculator to explore and contrast the leading rates available today for Conventional, FHA, and USDA loans. This advanced tool will aid you in assessing the income, credit, reserves, and documentation required for qualification. With this mortgage calculator, you can place Conforming Conventional loans next to USDA, FHA, and VA loans side by side, helping clarify which program in MI is optimal for your personalized financial situation.
2025 Loan Limits and Down Payment Requirements in Troy, Oakland County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to these zip codes: 48098, 48083, 48085, 48084, 48007, 48099
Exploration of Conventional and FHA Loan Options in Troy, MI
The principal aim of Lendersa® is to achieve the swift delivery of the best possible Conventional, USDA, or FHA loans with minimal stress. Choose from three starting pathways that have been crafted to align you with lenders and loan programs fitting your goals.
Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
We are full-stack real estate entrepreneurs. We buy, sell, invest, develop, build, and finance real estate. Over the years, we have enabled many clients to build wealth and become financially secure from real estate through opportunistic and value-added investment philosophies in over 200 residential and commercial transactions.
At NWF, We have the most powerful mortgage rate search engine to help you find the best loan product. We are partners with more than 20 top mortgage lenders and investors nationwide. Funded more than $200 Million loans in 2021. Helped hundreds of homeowners lowered their monthly mortgage payment.
275 W Rio Vista Ave, Suite 4, Burlington, WA, 98233
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
120 E George Hopper Rd, Suite 200, Burlington, WA, 98233
"Private Lending Investments, Inc. is committed to providing the highest level efficient service to both the investor and buyer of our private loans. We take great pride in our level of communication with each client throughout every step of the loan.
We specialize in the ability to structure each of the private loans"
The Bynum Group, Inc founder of the Hong Holly BynumTeam player with strong communication and inter-personal skills. Skilled at relationship-building and abilities to influence empower and motivate others. I am a results-driven performer with excellent problem solving, customer service.
Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.
eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.
At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.
