Explore the differences! FHA VS Conventional loan programs in Warren, Macomb County, Michigan
In the year 2026, the conventional loan ceiling for Warren, within Macomb County, MI, is set at $726,200. For a single-family home, the FHA threshold is $472,030.
The Lendersa® Conventional loan calculator is a powerful tool for comparing the current best rates across Conventional, FHA, and USDA loans. It helps you evaluate the income, credit, reserves, and documents required for qualification. With this comprehensive mortgage calculator, you can juxtapose Conforming Conventional loans alongside USDA, FHA, and VA options to determine the most appropriate program for your financial needs in MI.
2026 Loan Limits and Down Payment Necessities in Warren, Macomb County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above comparison applies to zip codes: 48093
Options for Conventional and FHA Loans in Warren, MI
The primary objective of Lendersa® is to facilitate a seamless process in acquiring the best possible Conventional, USDA, or FHA loan. Choose from three different starting points that are crafted to match you with suitable lenders and appropriate loan programs.
Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20, 000 members. We were founded by a small group of educators in 1954. and also At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.
At New Inception Mortgage, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our ARMs. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
Live Life Federal Credit Union has been proudly servicing our members’ financial needs since 1952. It began when The UAW Local 247 of Thompson Products organized Thompson Product Employee’s Federal Credit Union under Charter #7927. In 1958, the plant changed names from Thompson Products Michigan Division to Thompson Ramo Woolridge Incorporation.
THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.
THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
Lends in Michigan
At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
Lends in Michigan
At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
Lends in Michigan
At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
27735 Jefferson Ave, Saint Clair Shores, MI, 48081
Lends in Michigan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
850 Stephenson Highway, Suite 405, Troy, MI, 48083
Lends in Michigan
Local Lending Group’s vision is to see all loans provided by someone living in the community where you live, a company that understands best the needs of your community.
Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
