FHA VS Conventional loan in Warren, Macomb County, Michigan

In the year 2026, the conventional loan ceiling for Warren, within Macomb County, MI, is set at $726,200. For a single-family home, the FHA threshold is $472,030.

The Lendersa® Conventional loan calculator is a powerful tool for comparing the current best rates across Conventional, FHA, and USDA loans. It helps you evaluate the income, credit, reserves, and documents required for qualification. With this comprehensive mortgage calculator, you can juxtapose Conforming Conventional loans alongside USDA, FHA, and VA options to determine the most appropriate program for your financial needs in MI.

Explore loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Necessities in Warren, Macomb County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above comparison applies to zip codes: 48093, 48092, 48091, 48089, 48088, 48397

Options for Conventional and FHA Loans in Warren, MI

The primary objective of Lendersa® is to facilitate a seamless process in acquiring the best possible Conventional, USDA, or FHA loan. Choose from three different starting points that are crafted to match you with suitable lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


  • Mortgage Nerds, LLC
  • 4090 W Spencer St, Appleton, WI, 54914
  • Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker

  • The Frederick Community Bank
  • 106 N. Market St., Paxton, IL, 60957
  • The Frederick Community Bank has a storied and community-focused history since the beginning. The bank started out as the Clarence State Bank and was founded in 1908 by the bank’s first president David Arthur Frederick. The Frederick family wanted to help serve the local farmers and their communities in the Clarence and Goodwine areas.

  • First Community Bank Milton
  • 202 Merchant Row, Milton, WI, 53563
  • First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.

  • CAMC Federal Credit Union
  • 3400 MacCorkle Avenue SE, Charleston, WV, 25304
  • CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups

  • Bank of Lake Mills
  • 136 E Madison Street, Lake Mills, WI, 53551
  • Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year.

    In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.

  • NetFunding Corporation
  • 162 Budd Rd, Newark, NY, 14513
  • NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.

  • American Bank of Beaver Dam
  • 115 Front St, Beaver Dam, WI, 53916
  • American Bank of Beaver Dam, WI has been proudly serving the financial needs of citizens and businesses in the Beaver Dam area since 1891. We are a locally owned and independently operated financial institution and our staff boasts over 400 years of combined Banking experience. We are truly invested in our community.

  • New Washington State Bank
  • 402 E Main Street, New Washington, IN, 47162
  • New Washington State Bank opened on Main Street in New Washington, Indiana. The bank was founded by a group of ten prominent business leaders and farmers who felt New Washington and the surrounding farming communities would be better served with a bank of their own. From our humble beginning in 1908.

  • Blue Grass Federal
  • 600 High Street, Paris, KY, 40361
  • Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.

  • First State Bank of Forrest
  • 133 East Krack Street, Forrest, IL, 61741
  • FSB of Forrest has been committed to the people, businesses & communities of Central Illinois. Since first days to the present, our motto is and has always been "a strong friend for your family," words we strive to live & work by every day. We offer our customers a welcoming, personalized experience from the time they step into one of our doors.

  • Kish Bank
  • 4255 East Main Street, Belleville, PA, 17004
  • At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel.

    For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I

  • Avestar Credit Union
  • 125 W Madison Street, Waterloo, WI, 53594
  • Avestar Credit Union is committed to providing its members sound and dependable financial service. We will provide loans to the community in a prudent and sound manner in accordance with our written policy. Our members will receive a fair and competitive return on their investments while we maintain the financial stability of the credit union.