FHA VS Conventional loan programs in 2025 for Taylor, Wayne County, Michigan

In 2025, the permitted limit for conventional loans in Taylor, within Wayne County, MI, is defined as $726,200. By contrast, the FHA has set its loan limit for a single-family home at $472,030, providing distinct financial guidelines for borrowers.

Utilize the Lendersa® Conventional loan calculator to effectively assess today's top rates across Conventional, FHA, and USDA loan options. This tool is invaluable for determining what income, credit rating, reserves, and documentation are necessary for qualification. With this advanced mortgage calculator, you can easily see Conforming Conventional loans next to USDA, FHA, and VA options, supporting your decision on which financial route in MI aligns best with your goals.

Investigate and compare loan offers from an array of 100 different lenders

2025 Loan Limits and Down Payment Details in Taylor, Wayne County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These details apply to the following zip codes: 48180

Available Conventional and FHA Loan Choices in Taylor, MI

The primary aim of Lendersa® is to facilitate a smooth and fast acquisition of the best available Conventional, USDA, or FHA loans, free from unnecessary complications. You can begin by selecting one of three starting points designed to connect you with appropriate lenders and suitable loan programs tailored to your needs.

Lendersa USDA loan request and matched results


  • Idaho First Mortgage - Oswald Talbot Group
  • 3340 Merlin Drive, Idaho Falls, ID, 83404
  • We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
  • Bell Financial Group
  • 1833 E 17th St, Idaho Falls, ID, 83404
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in Idaho, Our team specializes in Southeast Idaho, including Idaho Falls, Pocatello, Rexburg, Rigby, and Blaclfoot. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • InterWest Mortgage
  • 1275 E 17th St, Idaho Falls, ID, 83404
  • InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
  • Idaho First Mortgage
  • 3340 Merlin Dr, Suite 200, Idaho Falls, ID, 83404
  • We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
  • Precision Mortgage Group
  • 920 N Telshor Blvd, Suite B, Las Cruces, NM, 88011
  • At Precision Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry & can help you reach your short- and long-term goals. Our local specialists have the resources of a huge national mortgage company & the friendly attitude of your neighbors.
  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
  • Affiliated Home Loans, Inc.
  • 655 S. 4th East, Suite 101, Preston, ID, 83263
  • At Affiliated Home Loans, Inc., we are dedicated to you and all your different mortgage lending needs. Serving the residents in the State of Utah and Idaho. Call us now, if you live in Cache Valley, Salt Lake and surrounding areas, Idaho Falls, Pocatello, and many other cities in between.
  • SmartLink Financial, LLC
  • 345 West 600 South, Suite 125, Heber City, UT, 84032
  • SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
  • Xcel Financial
  • 345 W 600 S, Heber City, UT, 84032
  • "Xcel Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."