FHA VS Conventional loan programs in 2026 for Romulus, Wayne County, Michigan
In 2026, the Conventional loan limit in Romulus, located in Wayne county, MI, is $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to check today's best rates across Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA loans to assist you in deciding the most suitable program in MI for your financial scenario.
2026 Loan Limits and Down Payment Needs in Romulus, Wayne, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 48174, 48242
Discover Conventional and FHA Loan Options in Romulus, MI
The aim of Lendersa® is to quickly provide you with the best Conventional, USDA, or FHA loan, hassle-free. Choose one of three starting strategies to find the right lenders and loan programs.
Justin Scott is your premier mortgage expert located in Green Bay, Wisconsin. Justin offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Green Bay area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan
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In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell
