FHA VS Conventional loan in Romulus, Wayne County, Michigan
In 2025, the Conventional loan limit in Romulus, located in Wayne county, MI, is $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to check today's best rates across Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA loans to assist you in deciding the most suitable program in MI for your financial scenario.
2025 Loan Limits and Down Payment Needs in Romulus, Wayne, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 48174, 48242
Discover Conventional and FHA Loan Options in Romulus, MI
The aim of Lendersa® is to quickly provide you with the best Conventional, USDA, or FHA loan, hassle-free. Choose one of three starting strategies to find the right lenders and loan programs.
HomeWay Mortgage is a full-service mortgage company dedicated to providing clients with detailed personal service at competitive rates. HomeWay Mortgage stands apart because it is a direct lender providing clients with great service, low rates, experienced loan officers and unique loan products in addition to the standard purchase.
Sunwise Capital offers an easy and convenient way to apply for small business loans. Our company aims to provide the best unsecured business loans, merchant cash advances, and working capital loans so that you can build your business. Since our inception in 2010, we have been serving over 86,000 businesses and counting. Businesse trust Sunwise Capi
Hypotec is a mortgage company specializing in all types of loans including: FHA, Conventional, VA, Jumbo, Reverse Mortgage, Renovation, Foreign National and Hard Money loans. Licensed in eight states across the United States, we are well on our way to complete nationwide coverage. mortgage company
Dalhart Federal Savings & Loan, chartered in 1934, is located in a rural farming community. In 1975 the Board of Directors decided to expand outside of Dalhart and opened a branch in Dumas. The philosophy of our founding members was to serve the local community mainly through mortgage lending. Although this philosophy is still true today, modern ti
With Quaker Financial, we understand that a home purchase and its financing is the biggest decision facing our customers. Our Family is dedicated to helping you buy the home of your dreams or refinance while interest rates are at all-time lows! We guarantee quality service 24/7 from the experts on our team.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Landing Mortgage was established in 2006 at the Naples Airport by a pilot who loved flying and working in the mortgage industry. In 2008, the company was purchased by Melinda Sweet, an expert in banking, finance, real estate and mortgage. Her father Walter was also a pilot, and they spent much of their time together in the sky.
7700 Congress Ave, Suite 3114, Boca Raton, FL, 33487
Mark and Kristin Stampini launched The Stampini Team in 2008 to serve residents in Palm Beach and Broward Counties. Kristin, who has a business management degree from Western Michigan University, spent 15 years in the restaurant industry before moving to South Florida. She earned her real estate license in 2006.
