In 2026, the Conventional loan limit in Romulus, located in Wayne county, MI, is $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to check today's best rates across Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA loans to assist you in deciding the most suitable program in MI for your financial scenario.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to zip codes: 48174
The aim of Lendersa® is to quickly provide you with the best Conventional, USDA, or FHA loan, hassle-free. Choose one of three starting strategies to find the right lenders and loan programs.
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