FHA VS Conventional loan in Three-Rivers, St. Joseph County, Michigan
In 2026, the conventional loan limit in Three-Rivers, within St. Joseph county, MI, is $647,200, and the FHA limit for a single-family home is $420,680.
Utilize Lendersa® Conventional loan calculator to evaluate the top rates of Conventional, FHA, and USDA loans today. Discover the required income, credit, reserves, and documents for qualification. The advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to help you select the program best suited to your financial situation in MI.
2026 Loan Limits and Down Payment Requirements in Three-Rivers, St. Joseph County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison chart applies to zip codes: 49093
Options for Conventional and FHA Loans in Three-Rivers, MI
The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you quickly and with minimal hassle. Choose from three starting points to find suitable lenders and programs that meet your needs.
At some point, the credit union moved first to the 3rd floor of the Criminal Justice Center and then to the basement. In 1999, a branch was opened at the South Station Precinct. In May of 2000, the credit union moved to the Realtors Building located at 306 Gay Street. Also in 2000, significant growth occurred as the Tennessee Department
US Community Credit Union is a not-for-profit co-operative financial institution aimed at increasing the financial knowledge to those located in Middle TN. We are excited to offer you premium financial products and services. US Community Credit Union is a top-notch organization that really cares about their members. USCCU is the best than any bank!
Nashville Post Office Credit Union, we are a full-service financial institution and one of the oldest credit unions in the Middle Tennessee area. Each member is equally important because members are the owners. Each Member has one vote to elect our voluntary Board of Directors. NPOCU was founded in 1925.
As a CDFI, Citizens Bank puts its communities first and values local economic growth. It does so by investing in areas underserved by the traditional banking sector, engaging in lending that supports affordable housing, small businesses and community facilities, and providing technical financial assistance to its customers.
Marketplace Mortgage of TN, LLC is a premier mortgage lender in Nashville, combining national strength with southern hospitality. We are proud to be one of the best mortgage lenders in the Middle Tennessee area. We happily serve clients in Nashville, Murfreesboro, Hermitage, Clarksville, and more.
The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.
Ironhorse LLC is comprised of former accomplished Bankers, CFO’s & Financial Managers – we have owned businesses & know first-hand how critical it is to have adequate capital to operate and grow a business. We operate Ironhorse with purpose & within a culture of honor to represent our small business customer with integrity and a sense of service.
FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000.
In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities
The Bank of Romney is a locally owned and operated independent community bank with full-service financial products. We have been serving the families and businesses of Hampshire County and the surrounding area since 1888. Opening for business on December 20, 1888, The Bank of Romney is the oldest and largest bank in Hampshire County.
