Explore the differences! FHA VS Conventional loan programs in Roseville, Macomb County, Michigan

For 2025, the limit for conventional loans in Roseville, within Macomb county, MI, is $726,200. Conversely, FHA loan limits for a single-family home reach up to $472,030.

Make use of the Lendersa® Conventional loan calculator to evaluate current rates among Conventional, FHA, and USDA loans, understanding the credit, income, reserves, and documentation needed to qualify. With this advanced tool, compare side by side the Conforming Conventional, USDA, FHA, and VA loans, assisting in choosing the best program in MI to fit your financial goals.

Explore offers from 100 lenders

2025 Loan Limits and Downpayment Details in Roseville, Macomb, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant to these zip codes: 48066

Options for Conventional and FHA Loans in Roseville, MI

The mission of Lendersa® is to provide you with a fast and seamless experience in securing the best possible Conventional, USDA, or FHA loans. Begin with one of three paths to discover aligned lenders and suitable loan programs.

Lendersa USDA loan requests and results


  • Westpark Loans
  • 6789 Quail Hill Pkwy, Irvine, CA, 92603
  • Westpark Loans is a nationwide, direct hard money lender. Established in 2007, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation pro
  • Westpark Equity Group Inc
  • 6789 Quail Hill Pkwy #146, Irvine, CA, 92603
  • Westpark Loans is a nationwide,direct hard money lender, provide short-term fix & flip financing and long-term rental financing for real estate investors.Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding.
  • MAV Mortgage
  • 755 North Peach Ave Suite H5, Clovis, CA, 93611
  • At MAV Mortgage, our mission is to set a high standard in the mortgage industry.We are committed to quality customer service -putting the people we serve first.Our goal is to carefully guide you through the home loan process,so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available.
  • Universal Lending & Real Estate
  • 1522 Shaw Ave, Clovis, CA, 93611
  • Our expertise and professionalism are ready,willing & able to accomplish your goal: a no-hassle, up-front loan package for your home at the most competitive rates available anywhere.The above navigation menu bar provides you with an array of choices.We trust you will enjoy the ease & simplicity of our web site's valuable resources in assisting you.
  • Prowess Lending
  • 1671 W Katella Ave, Suite 130, Anaheim, CA, 92802
  • Prowess Lending was founded in 2019 and it’s being serving their clients with integrity and honesty. We know you may have many reasons to be skeptical to work with a new broker, but if you gives a chance we will work hard to earn your trust. Our job is to match you with the best option we have depending on your particular situation.
  • Victoria Financial Corp.
  • 217 W. Las Tunas Drive, San Gabriel, CA, 91776
  • Victoria Financial began as a humble mortgage broker in the heart of the San Gabriel Valley since 1986. Our establishment pioneered the then innovative no-cost loan with the benefit of our clientele as our main objective. As a mortgage banker today, we are leaders in competitive rates & prioritize customer satisfaction as a predominant core value.
  • Conquest Financial Corp.
  • 1028 S. San Gabriel Blvd, San Gabriel, CA, 91776
  • Conquest Financial provide mortgage advice to our clients. We try to step into the eyes of our clients. We understand the anxiety involved with purchasing a home. Our loan management process is aimed at transforming the home buying process into an enjoyable experience: the way it should be. We eliminate the unknown by helping our clients.
  • First Professional Finance Corporation
  • 501 South San Gabriel Boulevard, Unit 203, San Gabriel, CA, 91776
  • At First Professional Finance Corporation we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" & will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • East Star Mortgage
  • 1045 East Valley Boulevard, Suite A109, San Gabriel, CA, 91776
  • Founded in 2001, East Star Mortgage is a trusted residential mortgage direct lender that provides high quality in-house processing, underwriting and funding to real estate professionals and individual home buyers throughout California. With over 15 years of experience, East Star Mortgage is able to walk you through a smooth and organized loan.
  • Valhalla Home Loans
  • 2360 Huntington Drive, Suite 308, San Marino, CA, 91108
  • "Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders. We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"
  • iEccentric Realty and Mortgage
  • 1613 Chelsea Road, Suite 325, San Marino, CA, 91108
  • "iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following: 10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"
  • Brave Mortgage, Inc
  • 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612
  • We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.