FHA VS Conventional loan programs in Albert-Lea, Freeborn County, Minnesota
In 2025, the conventional loan limit for Albert-Lea in Freeborn county, MN, is $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.
Leverage the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income benchmarks, credit requirements, reserves, and documentation. Our advanced mortgage calculator displays a side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options, aiding your decision on the optimal program for your financial needs in MN.
2025 Loan Limits and Down Payment Requirements in Albert-Lea, Freeborn County, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison pertains to the following zip codes: 56007
Explore Conventional and FHA Loan Options in Albert-Lea, MN
At Lendersa®, we aim to expedite your access to the optimal Conventional, USDA, or FHA loan seamlessly. Start with one of three pathways that align with matching lenders and loan offerings.
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