FHA VS Conventional loan in Albert-Lea, Freeborn County, Minnesota

In 2025, the conventional loan limit for Albert-Lea in Freeborn county, MN, is $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income benchmarks, credit requirements, reserves, and documentation. Our advanced mortgage calculator displays a side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options, aiding your decision on the optimal program for your financial needs in MN.

Compare offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Albert-Lea, Freeborn County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison pertains to the following zip codes: 56007

Explore Conventional and FHA Loan Options in Albert-Lea, MN

At Lendersa®, we aim to expedite your access to the optimal Conventional, USDA, or FHA loan seamlessly. Start with one of three pathways that align with matching lenders and loan offerings.

USDA loan request and matching results by Lendersa


  • https://www.tabs-llc.com
  • 7907 Zenobia St, Westminster, CO, 80030
  • TABS, LLC is a family owned and operated hard money lender in Colorado, especially the Denver Metro area. We specialize in financing non-owner occupied investment properties in Colorado. Our specialty is hard money mortgages, short term interest only loans, private loans, and real estate investment loans. At TABS, LLC you are always speaking with a
  • Farmers Bank and Savings Company
  • 211 West Second Street, Pomeroy, OH, 45769
  • Established in 1904, Farmers Bank knows what it takes to sustain a healthy, thriving community. We are passionate about helping individuals, groups, team, organizations, causes and more. As we grow, so does our effort to infuse the neighborhoods that make our communities – and our people – very unique and unquestionably great.
  • Metro Mortgage Group LLC
  • 825 E Speer Blvd, Suite 206, Denver, CO, 80218
  • At Metro Mortgage Group, experience the difference that Genuine personal service makes when buying or refinancing your home. Experience the difference. Extensive knowledge and experience, paired with excellent lender relationships, allows Metro Mortgage Group to offer our clients mortgage solutions that meet their individual needs and goals.
  • Northstar Mortgage: Phil A. Trujillo
  • 387 Corona St, Suite 563, Denver, CO, 80218
  • Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.
  • US Mortgage Solutions
  • 1424 N Clarkson Street, Denver, CO, 80218
  • Our mission is to serve our customers with pride, honesty, and integrity. Our goal is to provide our clients with very competitive interest rates at a discounted cost. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage. US Mortgage Solutions, LLC is an established Mortgage Broker.
  • Mortgage Maestro Group
  • 387 North Corona Street, Suite 646, Denver, CO, 80218
  • At the Mortgage Maestro Group, we are here to help you navigate through the complicated seas of house-hunting to the promised land of home ownership. Whether you are refinancing, a first-time buyer, buying a rental property, or you’re finally ready for your dream home, we have you covered. Let our experts guide you through the maze.
  • Cardinal Financial Inc
  • 1299 Gilpin Street, Denver, CO, 80218
  • Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan.
  • Colorado VA Home Loans
  • 4600 S Syracuse Street, 9th Floor, Denver, CO, 80237
  • Our mission is to provide anyone who is VA eligible and currently living in Colorado, or planning to relocate here, with the best VA mortgage loans possible. We possess over 20 years of VA mortgage lending experience and have helped hundreds of veterans and active duty personnel achieve their goal of home ownership.
  • Colorado Mortgage Holding
  • 8055 East Tufts Avenue, Suite 250, Denver, CO, 80237
  • Colorado Mortgage Holding We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs.