FHA VS Conventional loan in Becker, Sherburne County, Minnesota

In 2026, the Conventional loan limit in Becker, situated in the county of Sherburne, MN, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $515,200.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. You can view Conforming Conventional loans along with USDA, FHA, and VA loans side by side using our advanced mortgage calculator, enabling you to choose the most suitable program for your unique financial situation in MN.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Becker, County of Sherburne, MN

Type of Loan Loan Cap Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

The comparison table pertains to the zip codes: 55308

Conventional and FHA Loan Choices in Becker, MN

Lendersa® aims to secure you the optimal Conventional, USDA, or FHA loan quickly and smoothly. Opt for one of the three starting points that connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Star Mortgage
  • 691 Washington Street, South Easton, MA, 02375
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Right Key Mortgage, LLC
  • 859 Washington Street, South Easton, MA, 02375
  • At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.

  • GoldCoast Mortgage Service Inc
  • 100 Cummings Center, Suite 544H, Beverly, MA, 01915
  • GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.

  • BayCoast Bank
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.

  • BayCoast Mortgage Company, LLC
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .

  • Franklin Savings Bank
  • 197 Main Street, Farmington, ME, 04938
  • Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!

  • Saco Valley Credit Union
  • 312 Main Street, Saco, ME, 04072
  • Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.

  • Saco & Biddeford Savings Inst
  • 50 Industrial Park Rd, Saco, ME, 04072
  • Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations

  • Harbor View Lending
  • 439 Main St, Suite 101, Saco, ME, 04072
  • Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.