In 2026, the conventional loan cap in Big-Lake, located in Sherburne county, MN, is $647,200. Meanwhile, for a single-family home, the FHA limit is $448,500.
By using the Lendersa® Conventional loan calculator, you can evaluate today's top rates for Conventional, FHA, and USDA loans and calculate the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to select the most appropriate program in MN for your individual financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $322,000 | 0% |
| FHA | $448,500 | 3.5% |
This comparison table applies to the zip codes: 55309
The goal of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan, without any fuss. Start with one of these three options to find matching loan programs and lenders:
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