In 2026, within the county of Stearns, in St.-Augusta, MN, the limit for a Conventional loan is set at $647,200. For a single-family house, the limit for an FHA loan is $420,680.
With the Lendersa® Conventional loan calculator, you can evaluate the best current rates for Conventional, FHA, and USDA loans and identify the requisite income, credit, reserves, and documentation qualifications. Our comprehensive mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you to choose the most suitable program for your financial needs in MN.
Compare loan proposals from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison is pertinent to these zip codes: 55320, 56301, 56397, 56398
The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and with minimal fuss. Begin with one of these three pathways to find the right lenders and loan programs.
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