FHA VS Conventional loan programs in St.-Augusta, Stearns County, Minnesota

In 2025, within the county of Stearns, in St.-Augusta, MN, the limit for a Conventional loan is set at $647,200. For a single-family house, the limit for an FHA loan is $420,680.

With the Lendersa® Conventional loan calculator, you can evaluate the best current rates for Conventional, FHA, and USDA loans and identify the requisite income, credit, reserves, and documentation qualifications. Our comprehensive mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you to choose the most suitable program for your financial needs in MN.

Compare loan proposals from 100 lenders

2025 Loan Limits and Down Payment Requirements in St.-Augusta, Stearns County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is pertinent to these zip codes: 55320, 56301, 56397, 56398

Discover Conventional and FHA Loan Options in St.-Augusta, MN

The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and with minimal fuss. Begin with one of these three pathways to find the right lenders and loan programs.

Lendersa's USDA loan request and matching outcomes


  • Clear Capital Funding
  • 10482 NW 31st Ter Suite 2A, Miami, FL, 33172
  • Clear Capital Funding, LLC, your trust and the security of your information is very important to us. This Privacy Policy explains what we do to protect and maintain your information and to let you know how you can limit the information that we share with others. Site refers to this Internet web site (http://www.ccfbrokers.com)
  • MOR Lending
  • 2301 NW 87 Ave, Suite 503, Miami, FL, 33172
  • MOR Lending is not the same old stuffy mortgage company. Our young and energetic team of Lending V.I.P will make sure you are their number one concern. MOR is built on three simple principles Rapid Response - We communicate with you on the phone, text, email or DM. And we follow up quickly and professionally
  • ON MORTGAGE
  • 420 SW 128 Ave, Miami, FL, 33184
  • At On Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
  • The Police Credit Union
  • 1250 Grundy Lane, San Bruno, CA, 94066
  • The Police Credit Union of California has been the credit union of choice for police and their families in the San Francisco Bay Area, and even beyond when members move away. The Police Credit Union of California proudly serves law enforcement professionals and their families. Our dedication to our core group results in a satisfied.
  • Onni Enterprise, Inc
  • 1500 El Camino Real, San Bruno, CA, 94066
  • We offer various loan programs to fit your needs. We specialize in Residential High Balance loans, FHA and non Qualified loan programs . Our experienced Loan Consultant will streamline the processing and take responsibility to help you from filling applications to closing the loan without hassles.
  • Presto Home Loans Inc.
  • 883 Sneath Lane, Suite 227, San Bruno, CA, 94066
  • Presto Home Loans Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit
  • Pacific Bay Financial Corporation
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.
  • Juan Kong + Associates
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • To benefit every client with the very best service, & the latest in mortgage products & planning, with the goal of finding solutions to fit every need. During his more than 35 years' experience in the market, Juan C. Kong's trusted expertise has benefited both experienced commercial investors and long-term clients, as well as the first-time buyer.
  • Saxe Mortgage Company
  • 950 John Daly Blvd, Suite 200, Daly City, CA, 94015
  • "Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.
  • Saxe Mortgage Company
  • 950 John Daly Blvd. Suite 200, Daly City, CA, 94015
  • Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.
  • Rush Lending Inc
  • 8410 Northeast 1st Place, Suite 100, Miami, FL, 33138
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Preferred Mortgage
  • 201 N.E. 95th St., Miami, FL, 33138
  • At Preferred Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options