Explore the differences! FHA VS Conventional loan programs in Centerville, Anoka County, Minnesota

During 2026, the Conventional loan limit in Centerville, located in the county of Anoka, MN, is $726,200, whereas the FHA limit for a single-family home is $515,200.

Leverage the Lendersa® Conventional loan calculator to juxtapose today's Conventional, FHA, and USDA best rates. Determine the necessary income, credit, reserves, and documentation for qualification. With our enhanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in MN for your financial conditions.

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2026 loan limits and down payment requirements in Centerville, Anoka county, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

Note: The following zip codes are covered: 55038

Exploring Conventional and FHA loan options in Centerville, MN

The aim of Lendersa® is to swiftly and efficiently connect you with the best available Conventional, USDA, or FHA loan options. Begin with one of these three approaches to identify the ideal lenders and loan programs for your needs.

Results from Lendersa USDA loan request and matching


  • Expert Mortgage Group
  • 420 1st Ave East, Suite B, Albany, OR, 97321
  • Expert Mortgage Group has been offering private mortgages and alternative real estate funding in Oregon since 2008, with more than 600+ privately financed mortgage transactions of all types. Over that time we have seen just about everything there is to see in real estate projects and private lending and we’d love to work with you!

  • Platinum Mortgage Group
  • 220 6th Avenue SW, Albany, OR, 97321
  • Platinum Mortgage Group is a division of Finance of America Mortgage LLC |Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org)| 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5691 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Questions, comments, concerns.

  • Central Willamette Credit Union
  • 7101 Supra Drive SW, Albany, OR, 97321
  • Central Willamette Credit Union story begins on October 5, 1955, at a mass meeting held under the sponsorship of Local 1141 when initial steps were taken to form a credit union for government employees in Linn County. Employees from the U.S. Bureau of Mines and the Albany and Lebanon.

  • Valley Oak Credit Union
  • 40870 Sierra Dr, Three Rivers, CA, 93271
  • Valley Oak Credit Union is a testament to the philosophy on which all credit unions are based, the "people helping people" principle. Established in 1944 by a local co-op grocer, George Burcham, in idyllic Three Rivers, California, Valley Oak Credit Union was established to serve the agricultural workers of Tulare County and its communities.

  • Florida Home Loanz LLC
  • 547 E. Elkcam Circle, Marco Island, FL, 34145
  • Our mission is to provide comprehensive mortgage solutions for our clients with the highest degree of trust, knowledge, respect and convenience. We believe in the "Golden Rule - Treat others the way you expect to be treated", therefore you will not receive marketing gimmicks and unobtainable quotes from us.

  • LTV Private Equity
  • 75280 Highway 111 Suite 101, Indian Wells, CA, 92210
  • LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.

  • Axios Properties, Inc.
  • 44715 Via Alondra, La Quinta, CA, 92270
  • With over 15 years of experience in the accounting, property management and real estate industries, George has extensive knowledge in multi-family, residential and commercial real estate transactions and asset management. With his unique background, he is able to tailor his services to help each client achieve their goals.

  • Wauna Credit Union
  • 101 SE Truehaak Street, Clatskanie, OR, 97016
  • At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.

  • Blue Chip Lending Services Inc
  • 116 East Ocean Avenue, Lantana, FL, 33462
  • Our mission is to serve our customers with honesty, integrity, and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Blue Chip Lending Service, is dedicated to providing you with quality information so you can make an informed and intelligent decision about your mortgage.

  • Mortgage Biz of Florida
  • 806 E. Windward Way #015, Lantana, FL, 33462
  • Mortgage Biz of Florida is a residential and Commercial mortgage broker. Our team of licensed mortgage brokers out of Lantana, Florida can help you get a better deal! We work on FHA home loans, VA home loans, Conventional home loans, Jumbo home loans, USDA home loans and Commercial mortgages.