Explore the differences! FHA VS Conventional loan programs in Centerville, Anoka County, Minnesota

During 2026, the Conventional loan limit in Centerville, located in the county of Anoka, MN, is $726,200, whereas the FHA limit for a single-family home is $515,200.

Leverage the Lendersa® Conventional loan calculator to juxtapose today's Conventional, FHA, and USDA best rates. Determine the necessary income, credit, reserves, and documentation for qualification. With our enhanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in MN for your financial conditions.

Evaluate loan offers from 100 lenders

2026 loan limits and down payment requirements in Centerville, Anoka county, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

Note: The following zip codes are covered: 55038

Exploring Conventional and FHA loan options in Centerville, MN

The aim of Lendersa® is to swiftly and efficiently connect you with the best available Conventional, USDA, or FHA loan options. Begin with one of these three approaches to identify the ideal lenders and loan programs for your needs.

Results from Lendersa USDA loan request and matching


  • Gulfside Mortgage Services
  • 1062 East Venice Avenue, Venice, FL, 34285
  • Gulfside Mortgage Services in April of 2003. Our team has over 104 years combined experience in the mortgage industry. That is why we are the leaders of what we do. We are dedicated to our community and give back to it as much as possible. Gulfside Mortgage Services is your best source for the lowest-rate financing on the market.

  • Mortgage Mart, Inc.
  • 10925 West Lake Joy Drive North East, Carnation, WA, 98014
  • We’re not your typical mortgage broker! We're user friendly and in it for the long haul. We have been serving our clients for the past 26 years — so we can work for you and what’s in your interest. Our team concept allows you to talk with any of our representatives — someonAe is always ready to help you.

  • United Mortgage Advisors, Inc.
  • 5755 Van Camp St, North Port, FL, 34291
  • United Mortgage Advisors is a family owned and operated independent mortgage brokerage serving the state of Florida. We are devoted to offering low rates and fees, along with outstanding customer service, state of the art technology, and quick approvals. Located in North Port, serving the entire state of Florida

  • MountainCrest Credit Union
  • 3710 168th Street NE, Suite A108, Arlington, WA, 98223
  • Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.

  • MANNING FINANCIAL GROUP, INC
  • 9412 N US Highway 1, Sebastian, FL, 32958
  • We're a full service Florida Mortgage Company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to USDA, VA and FHA mortgages. We have access to a full range of mortgage programs and all of our Florida mortgage specialists are dedicated to finding the right loan-with the best rates

  • American Eagle Mortgage Company
  • 767 Shamrock Blvd, Venice, FL, 34293
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.
    All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."

  • Pacific Residential Mortgage, LLC
  • 2444 SW Glacier Pl, Redmond, OR, 97756
  • Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.

  • Financial Horizons Credit Union
  • 895 E Street, Hawthorne, NV, 89415
  • We've been community leaders since 1947. Our original mission was to serve individuals affiliated with the Naval Ammunition Depot in Hawthorne. Since then, we've expanded to serve residents of several rural Nevada counties. We're proud of our growth. And proud that you trust us with your financial health.

  • Halcyon Home Loans
  • 119 Cedar Ave, Snohomish, WA, 98290
  • Halcyon Home Loans is a full-service mortgage brokerage serving the greater Puget Sound area and all of Washington State. We pride ourselves on treating each client like they are the most important person in our world, and delivering outstanding service along with low rates / fees.

  • Snohomish Mortgage Company
  • 1030 Ave D, Suite 7, Snohomish, WA, 98290
  • Snohomish Mortgage! We are the Local Experts for all types of residential and commercial lending. There are many lenders to choose from, but we believe that having great rates is only part of what makes us the best. We want you to do business with the people you see in the community and trust.