FHA VS Conventional loan programs in Columbus, Anoka County, Minnesota

For 2026, the Conventional loan maximum in Columbus, within Anoka county, MN, stands at $726,200. Meanwhile, the FHA upper limit for a single-family dwelling is $515,200.

Utilize the Lendersa® Conventional loan calculator to evaluate the top current rates involving Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and paperwork necessary for qualification. With our sophisticated calculator, compare side by side Conforming Conventional loans, USDA, FHA, and VA options to ascertain which program in MN suits your financial needs the best.

Examine loan offers from 100 lenders

2026 loan limits and down payment requirements in Columbus, Anoka county, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This comparison table is relevant to zip codes: 55025

Options for Conventional and FHA loans in Columbus, MN

The aim of Lendersa® is to quickly and conveniently offer you the finest Conventional, USDA, or FHA loans. Choose from three starting points to get matched with lenders and loan programs.

Lendersa USDA loan request and matching results


Columbus Lenders

  • Cities Credit Union
  • 3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
  • Lends in Minnesota
  • Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.

  • Quality Choice Mortgage LLC
  • 13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304
  • Lends in Minnesota
  • The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Catholic United Financial Credit Union
  • 3499 Lexington Avenue N, Saint Paul, MN, 55126
  • Lends in Minnesota
  • We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.

  • Minnesota Residential Mortgage, Inc.
  • 2636 Ridge Lane, Mounds View, MN, 55112
  • Lends in Minnesota
  • At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • The Servion Group
  • 500 Main Street, Saint Paul, MN, 55112
  • Lends in Minnesota
  • The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.

  • Berins Enterprises Inc
  • 1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
  • Lends in Minnesota
  • We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.

  • Premier Banks
  • 2866 White Bear Avenue, Saint Paul, MN, 55109
  • Lends in Minnesota
  • Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.

  • Ideal Credit Union
  • 2401 N McKnight Rd N, Saint Paul, MN, 55109
  • Lends in Minnesota
  • Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.

  • NSP St. Paul Credit Union
  • 825 Rice Street, Saint Paul, MN, 55117
  • Lends in Minnesota
  • Northern States Power St. Paul Credit Union has been proud to exclusively serve the employees of XCEL (formerly NSP) Energy Company and their families. Since day one, NSP was founded to provide more specialized, hands-on service and better cater to the specific needs of our members—and above all else.